Agree with the interest free point as though the amount doesn't have to found in one go it is an added burden to an already increasing bill of life ...
I think this definitely raises the possibility of large scale theft having taken place - the alternative that all of that public money was spent on a...
Firstly, I don't live in Cardiff. Secondly, it was much quicker for me to get to Cardiff airport when I lived in Cardiff than get to Bristol airport....