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Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!
Quote:
Originally Posted by SLUDGE FACTORY wrote on Tue, 14 April 2015 05:46
Its the right to buy all over again , huge discounts to win votes
HOWEVER it came a t a price, as not enough affordable homes were then built from the output of that policy, you can get your bottom dollar though someone got very rich on the proceeds, yep hear we go again money grab for some , Duck the rest who have no money .
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Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!
Quote:
Originally Posted by GRUMPYS DEN wrote on Tue, 14 April 2015 11:44
From what I heard the discount available depends on how long they have been in the property. The longer you have been there - the more rent you have paid - the bigger the discount.
Quote:
Originally Posted by gurkhablue wrote on Tue, 14 April 2015 11:16
Yeah I get that but I just can't see how that makes financial sense. We have a stock of housing, why sell them for less than they are worth? To give people a shot at owning a house who perhaps otherwise wouldn't have? Great for them but unfortunately (as we have seen from the Thatcher years and beyond) that hurts future generations ability to rent affordably.
Quote:
Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 10:48
Short term thinking in my opinion.
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Originally Posted by Jimmy Jimmy wrote on Tue, 14 April 2015 10:40
The Tories rewarding their landlord supporters by reducing the availability of public rentals keeping the private sector buoyant and rents high.
You forgot the fact the fact that they won't be advertised on the open market to everyone, just to person in possession!
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Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!
Quote:
Originally Posted by gnasher wrote on Tue, 14 April 2015 14:20
David Orr. Chief Ex of National Housing on this rent to buy scheme bollox
Well Orr was hardly going to come out in support of the policy was he!!!?? http://www.ccmb.co.uk/images/smiley_icons/shrug.gif
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Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!
Quote:
Originally Posted by Croesy Blue wrote on Tue, 14 April 2015 14:29
David Orr. Chief Ex of National Housing on this rent to buy scheme bollox
Quote:
Originally Posted by gnasher wrote on Tue, 14 April 2015 14:20
http://www.24dash.com/news/housing/2013-04-08-Power-Players- Top-50-NHF-chief-David-Orr-is-housings-most-influential-figu re-as-Shapps-sinks-without-trace
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Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!
Quote:
Originally Posted by gnasher wrote on Tue, 14 April 2015 14:44
David Orr. Chief Ex of National Housing on this rent to buy scheme bollox
Quote:
Originally Posted by Croesy Blue wrote on Tue, 14 April 2015 14:29
No doubt it has. However, I repeat, he was hardly going to come out in support of the policy.
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Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!
Quote:
Originally Posted by ragbone Red wrote on Tue, 14 April 2015 14:27
Its the right to buy all over again , huge discounts to win votes
Quote:
Originally Posted by SLUDGE FACTORY wrote on Tue, 14 April 2015 05:46
They never change
You come across as a Labour party voter rather than a Socialist.
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Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!
Quote:
Originally Posted by The Local Boy wrote on Tue, 14 April 2015 12:38
Sludge - in 2 minds over this.
Quote:
Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 12:35
If your family have lived in a Council House / Housing Association house all your life and you've been paying rent etc - wouldnt you as a family want to be given the opportunity to buy - no more dead rent money and a family asset ? - why wouldnt anyone want that ?
Quote:
Originally Posted by The Local Boy wrote on Tue, 14 April 2015 12:19
It does depend then what the Council / Housing Association then does with the money surely ? , if they re invest it in new housing then fair enough - if they dont - then they have a problem.
Quote:
Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 11:12
You first point has some merit. But why the discount? The second point is spot on but if you sell something at a massive discount and then simply build another one with that money, you will eventually end up broke surely?
Quote:
Originally Posted by The Local Boy wrote on Tue, 14 April 2015 10:44
The discount is due to the rent you have paid. If there was no discount then the state would profit massively from this at the e pens of those less well off. No one should feel Comfortable with that.
Quote:
Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 10:32
How would the state profit massively from charging the lowest possible rent and then selling something for what it is worth...?
Quote:
Originally Posted by Jimmy Jimmy wrote on Tue, 14 April 2015 09:26
If I said a landlord built a house 20 years ago for 60k and had a sitting tenant all that time that effectively paid the mortgage who was now selling that house to the tenant for 200k with no mortgage you would be against it.
http://www.ccmb.co.uk/images/smiley_icons/hehe.gif You are a clown feedy
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Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!
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Originally Posted by The Local Boy wrote on Tue, 14 April 2015 12:37
Does Sludge live in social housing? If he does fair play for his stance.
Quote:
Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 12:31
You don't have to live in social housing to realise that maintaining a signficant stock is neccessary for the country...
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Originally Posted by The Local Boy wrote on Tue, 14 April 2015 12:15
I've never understood this argument. How will changing the legal ownership of the property affect the total number of houses in the country?
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Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 10:52
I never said it does?
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Originally Posted by The Local Boy wrote on Tue, 14 April 2015 10:45
You said the stock needs to be maintained. As far as I can make out there is no change in the UKs total housing stock thus the stock is maintained
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Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 10:32
Well there is a massive waiting list for social housing, this would indicate to me that a) people prefer it to the current private landlord dominated system (perhaps it isn't working as well as you think) b) we need more of it to meet demand.
Quote:
Originally Posted by ken smith wrote on Tue, 14 April 2015 10:24
There is demand but that demand isn't going to be altered by selling off social housing stock.
I am not sure what you are trying to stay. Yes demand will still remain sky high if we sell off even more social housing...
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Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!
Quote:
Originally Posted by Jimmy Jimmy wrote on Tue, 14 April 2015 13:53
I reckon a house that would be worth 160k would be offered to the tenant for 120k on average.
We have a shortage of social housing, there is a massive demand for social housing. Why not sell it for its actual value and by using the numbers in your example we could actually build 4 houses for every 3 we sell. That way in 25 years time we won't still be talking about having a shortage of social housing.
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Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!
Quote:
Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 15:16
Sludge - in 2 minds over this.
Quote:
Originally Posted by The Local Boy wrote on Tue, 14 April 2015 12:38
If your family have lived in a Council House / Housing Association house all your life and you've been paying rent etc - wouldnt you as a family want to be given the opportunity to buy - no more dead rent money and a family asset ? - why wouldnt anyone want that ?
Quote:
Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 12:35
It does depend then what the Council / Housing Association then does with the money surely ? , if they re invest it in new housing then fair enough - if they dont - then they have a problem.
Quote:
Originally Posted by The Local Boy wrote on Tue, 14 April 2015 12:19
You first point has some merit. But why the discount? The second point is spot on but if you sell something at a massive discount and then simply build another one with that money, you will eventually end up broke surely?
Quote:
Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 11:12
The discount is due to the rent you have paid. If there was no discount then the state would profit massively from this at the e pens of those less well off. No one should feel Comfortable with that.
Quote:
Originally Posted by The Local Boy wrote on Tue, 14 April 2015 10:44
How would the state profit massively from charging the lowest possible rent and then selling something for what it is worth...?
Quote:
Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 10:32
If I said a landlord built a house 20 years ago for 60k and had a sitting tenant all that time that effectively paid the mortgage who was now selling that house to the tenant for 200k with no mortgage
you would be against it.
Quote:
Originally Posted by Jimmy Jimmy wrote on Tue, 14 April 2015 09:26
Just to clarify, no I wouldn't.
you clearly said you're happy for the landlord to trouser huge profits off the back of those who have rented.
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Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!
Quote:
Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 15:18
Does Sludge live in social housing? If he does fair play for his stance.
Quote:
Originally Posted by The Local Boy wrote on Tue, 14 April 2015 12:37
You don't have to live in social housing to realise that maintaining a signficant stock is neccessary for the country...
Quote:
Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 12:31
I've never understood this argument. How will changing the legal ownership of the property affect the total number of houses in the country?
Quote:
Originally Posted by The Local Boy wrote on Tue, 14 April 2015 12:15
I never said it does?
Quote:
Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 10:52
You said the stock needs to be maintained. As far as I can make out there is no change in the UKs total housing stock thus the stock is maintained
Quote:
Originally Posted by The Local Boy wrote on Tue, 14 April 2015 10:45
Well there is a massive waiting list for social housing, this would indicate to me that a) people prefer it to the current private landlord dominated system (perhaps it isn't working as well as you think) b) we need more of it to meet demand.
Quote:
Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 10:32
There is demand but that demand isn't going to be altered by selling off social housing stock.
Quote:
Originally Posted by ken smith wrote on Tue, 14 April 2015 10:24
I am not sure what you are trying to stay. Yes demand will still remain sky high if we sell off even more social housing...
the demand won't change though, it will remain the same. the answer is to build more houses but changing the legal ownership of the housing stock won't affect current demand in any way.
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Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!
Quote:
Originally Posted by The Local Boy wrote on Tue, 14 April 2015 15:23
Sludge - in 2 minds over this.
Quote:
Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 15:16
If your family have lived in a Council House / Housing Association house all your life and you've been paying rent etc - wouldnt you as a family want to be given the opportunity to buy - no more dead rent money and a family asset ? - why wouldnt anyone want that ?
Quote:
Originally Posted by The Local Boy wrote on Tue, 14 April 2015 12:38
It does depend then what the Council / Housing Association then does with the money surely ? , if they re invest it in new housing then fair enough - if they dont - then they have a problem.
Quote:
Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 12:35
You first point has some merit. But why the discount? The second point is spot on but if you sell something at a massive discount and then simply build another one with that money, you will eventually end up broke surely?
Quote:
Originally Posted by The Local Boy wrote on Tue, 14 April 2015 12:19
The discount is due to the rent you have paid. If there was no discount then the state would profit massively from this at the e pens of those less well off. No one should feel Comfortable with that.
Quote:
Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 11:12
How would the state profit massively from charging the lowest possible rent and then selling something for what it is worth...?
Quote:
Originally Posted by The Local Boy wrote on Tue, 14 April 2015 10:44
If I said a landlord built a house 20 years ago for 60k and had a sitting tenant all that time that effectively paid the mortgage who was now selling that house to the tenant for 200k with no mortgage
you would be against it.
Quote:
Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 10:32
Just to clarify, no I wouldn't.
Quote:
Originally Posted by Jimmy Jimmy wrote on Tue, 14 April 2015 09:26
I am not in favour of the state selling assets for less than they are 'worth', my stance is pretty simple.
Were you banned?
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Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!
Quote:
Originally Posted by Croesy Blue wrote on Tue, 14 April 2015 14:50
David Orr. Chief Ex of National Housing on this rent to buy scheme bollox
Quote:
Originally Posted by gnasher wrote on Tue, 14 April 2015 14:44
Good article.
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Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!
Quote:
Originally Posted by The Local Boy wrote on Tue, 14 April 2015 15:23
Does Sludge live in social housing? If he does fair play for his stance.
Quote:
Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 15:18
You don't have to live in social housing to realise that maintaining a signficant stock is neccessary for the country...
Quote:
Originally Posted by The Local Boy wrote on Tue, 14 April 2015 12:37
I've never understood this argument. How will changing the legal ownership of the property affect the total number of houses in the country?
Quote:
Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 12:31
I never said it does?
Quote:
Originally Posted by The Local Boy wrote on Tue, 14 April 2015 12:15
You said the stock needs to be maintained. As far as I can make out there is no change in the UKs total housing stock thus the stock is maintained
Quote:
Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 10:52
Well there is a massive waiting list for social housing, this would indicate to me that a) people prefer it to the current private landlord dominated system (perhaps it isn't working as well as you think) b) we need more of it to meet demand.
Quote:
Originally Posted by The Local Boy wrote on Tue, 14 April 2015 10:45
There is demand but that demand isn't going to be altered by selling off social housing stock.
Quote:
Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 10:32
I am not sure what you are trying to stay. Yes demand will still remain sky high if we sell off even more social housing...
Quote:
Originally Posted by ken smith wrote on Tue, 14 April 2015 10:24
the demand won't change though, it will remain the same. the answer is to build more houses but changing the legal ownership of the housing stock won't affect current demand in any way.
I agree, however if we sell them for their market value we can build more houses than if we flog them off.
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Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!
Quote:
Originally Posted by jon1959 wrote on Tue, 14 April 2015 15:29
David Orr. Chief Ex of National Housing on this rent to buy scheme bollox
Quote:
Originally Posted by Croesy Blue wrote on Tue, 14 April 2015 14:50
Exactly. Orr is non political. If the policy had made sense he would have defended it. His opinion should not be dismissed.
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Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!
And you can virtually guarantee that everyone throwing their hands up in horror at this policy would be the first to be moaning if an estate of new Housing Association homes were proposed directly opposite where they live.
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Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!
Quote:
Originally Posted by gnasher wrote on Tue, 14 April 2015 15:38
David Orr. Chief Ex of National Housing on this rent to buy scheme bollox
Quote:
Originally Posted by jon1959 wrote on Tue, 14 April 2015 15:29
This.
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Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!
Quote:
Originally Posted by Anne O'Rack wrote on Tue, 14 April 2015 10:42
Sludge - in 2 minds over this.
Quote:
Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 10:32
If your family have lived in a Council House / Housing Association house all your life and you've been paying rent etc - wouldnt you as a family want to be given the opportunity to buy - no more dead rent money and a family asset ? - why wouldnt anyone want that ?
Quote:
Originally Posted by Jimmy Jimmy wrote on Tue, 14 April 2015 09:26
It does depend then what the Council / Housing Association then does with the money surely ? , if they re invest it in new housing then fair enough - if they dont - then they have a problem.
When they do I will be the first to let you know lol
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Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!
Quote:
Originally Posted by jon1959 wrote on Tue, 14 April 2015 10:52
Its the right to buy all over again , huge discounts to win votes
Quote:
Originally Posted by SLUDGE FACTORY wrote on Tue, 14 April 2015 05:46
They never change
How very true
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What happens in this scenario
What happens currently if a family who have lived in a housing association house - lets say grown up kids still live there - then mum and dad eventually die. What happens to the adult kids then ? - do they get to stay in the house or does the housing association take the house back - to give to another family
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Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!
The problem with Thatchers policy there were no safe guards put in place.
So the tenant could buy the house and then move somewhere else - and then the same house back to the council - FFS
They could also sell the home the day after they bought it - at a discounted rate - which is also wrong.
Allow tenants to buy - but there need to be conditions attached.
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Re: What happens in this scenario
Quote:
Originally Posted by Jimmy Jimmy wrote on Tue, 14 April 2015 17:12
What happens currently if a family who have lived in a housing association house - lets say grown up kids still live there - then mum and dad eventually die. What happens to the adult kids then ? - do they get to stay in the house or does the housing association take the house back - to give to another family
At the same time the Localism Act s160 reduced the rights of deceased Council house tenants' families to succeed to the tenancy by removing the automatic right and (like the new rules for Housing Associations) leaving it to whatever the landlord agrees to put into the new tenancy conditions.
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Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!
Quote:
Originally Posted by Jimmy Jimmy wrote on Tue, 14 April 2015 09:26
Sludge - in 2 minds over this.
This not a viewpoint from envy but from a viewpoint that is just and fair.
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Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!
Quote:
Originally Posted by Jimmy Jimmy wrote on Tue, 14 April 2015 17:16
The problem with Thatchers policy there were no safe guards put in place.
https://www.gov.uk/right-to-buy-buying-your-council-home/sel ling-your-home
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Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!
Quote:
Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 15:28
Sludge - in 2 minds over this.
Quote:
Originally Posted by The Local Boy wrote on Tue, 14 April 2015 15:23
If your family have lived in a Council House / Housing Association house all your life and you've been paying rent etc - wouldnt you as a family want to be given the opportunity to buy - no more dead rent money and a family asset ? - why wouldnt anyone want that ?
Quote:
Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 15:16
It does depend then what the Council / Housing Association then does with the money surely ? , if they re invest it in new housing then fair enough - if they dont - then they have a problem.
Quote:
Originally Posted by The Local Boy wrote on Tue, 14 April 2015 12:38
You first point has some merit. But why the discount? The second point is spot on but if you sell something at a massive discount and then simply build another one with that money, you will eventually end up broke surely?
Quote:
Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 12:35
The discount is due to the rent you have paid. If there was no discount then the state would profit massively from this at the e pens of those less well off. No one should feel Comfortable with that.
Quote:
Originally Posted by The Local Boy wrote on Tue, 14 April 2015 12:19
How would the state profit massively from charging the lowest possible rent and then selling something for what it is worth...?
Quote:
Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 11:12
If I said a landlord built a house 20 years ago for 60k and had a sitting tenant all that time that effectively paid the mortgage who was now selling that house to the tenant for 200k with no mortgage
you would be against it.
Quote:
Originally Posted by The Local Boy wrote on Tue, 14 April 2015 10:44
Just to clarify, no I wouldn't.
Quote:
Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 10:32
I am not in favour of the state selling assets for less than they are 'worth', my stance is pretty simple.
Quote:
Originally Posted by Jimmy Jimmy wrote on Tue, 14 April 2015 09:26
So you are happy for landlords to make a massive profit at the expense of those who don't have the means to afford their own home. That's where we differ.
No. I wanted to start afresh with my more moderate views. some pOsters have taken that on board.
