TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!

[ragbone]

Its the right to buy all over again , huge discounts to win votes

HOWEVER it came a t a price, as not enough affordable homes were then built from the output of that policy, you can get your bottom dollar though someone got very rich on the proceeds, yep hear we go again money grab for some , Duck the rest who have no money .

[gurkhablue]

From what I heard the discount available depends on how long they have been in the property. The longer you have been there - the more rent you have paid - the bigger the discount.

Yeah I get that but I just can't see how that makes financial sense. We have a stock of housing, why sell them for less than they are worth? To give people a shot at owning a house who perhaps otherwise wouldn't have? Great for them but unfortunately (as we have seen from the Thatcher years and beyond) that hurts future generations ability to rent affordably.

Short term thinking in my opinion.

The Tories rewarding their landlord supporters by reducing the availability of public rentals keeping the private sector buoyant and rents high.

You forgot the fact the fact that they won't be advertised on the open market to everyone, just to person in possession!

[Elysium]

David Orr. Chief Ex of National Housing on this rent to buy scheme bollox

Well Orr was hardly going to come out in support of the policy was he!!!??

David Orr. Chief Ex of National Housing on this rent to buy scheme bollox

http://www.housing.org.uk/media/blog/extending-right-to-buy- to-housing-associations-and-other-distractions/

http://www.24dash.com/news/housing/2013-04-08-Power-Players- Top-50-NHF-chief-David-Orr-is-housings-most-influential-figu re-as-Shapps-sinks-without-trace

[Elysium]

David Orr. Chief Ex of National Housing on this rent to buy scheme bollox

http://www.housing.org.uk/media/blog/extending-right-to-buy- to-housing-associations-and-other-distractions/

Well Orr was hardly going to come out in support of the policy was he!!!??

No doubt it has. However, I repeat, he was hardly going to come out in support of the policy.

[TruBlue]

Its the right to buy all over again , huge discounts to win votes

They never change

You come across as a Labour party voter rather than a Socialist.

[Eric Cartman]

Sludge - in 2 minds over this.

If your family have lived in a Council House / Housing Association house all your life and you've been paying rent etc - wouldnt you as a family want to be given the opportunity to buy - no more dead rent money and a family asset ? - why wouldnt anyone want that ?

It does depend then what the Council / Housing Association then does with the money surely ? , if they re invest it in new housing then fair enough - if they dont - then they have a problem.

You first point has some merit. But why the discount? The second point is spot on but if you sell something at a massive discount and then simply build another one with that money, you will eventually end up broke surely?

The discount is due to the rent you have paid. If there was no discount then the state would profit massively from this at the e pens of those less well off. No one should feel Comfortable with that.

How would the state profit massively from charging the lowest possible rent and then selling something for what it is worth...?

If I said a landlord built a house 20 years ago for 60k and had a sitting tenant all that time that effectively paid the mortgage who was now selling that house to the tenant for 200k with no mortgage you would be against it.

You are a clown feedy

[Eric Cartman]

Does Sludge live in social housing? If he does fair play for his stance.

You don't have to live in social housing to realise that maintaining a signficant stock is neccessary for the country...

I've never understood this argument. How will changing the legal ownership of the property affect the total number of houses in the country?

I never said it does?

You said the stock needs to be maintained. As far as I can make out there is no change in the UKs total housing stock thus the stock is maintained

Well there is a massive waiting list for social housing, this would indicate to me that a) people prefer it to the current private landlord dominated system (perhaps it isn't working as well as you think) b) we need more of it to meet demand.

There is demand but that demand isn't going to be altered by selling off social housing stock.

I am not sure what you are trying to stay. Yes demand will still remain sky high if we sell off even more social housing...

[Eric Cartman]

I reckon a house that would be worth 160k would be offered to the tenant for 120k on average.

We have a shortage of social housing, there is a massive demand for social housing. Why not sell it for its actual value and by using the numbers in your example we could actually build 4 houses for every 3 we sell. That way in 25 years time we won't still be talking about having a shortage of social housing.

[Feedback]

Sludge - in 2 minds over this.

If your family have lived in a Council House / Housing Association house all your life and you've been paying rent etc - wouldnt you as a family want to be given the opportunity to buy - no more dead rent money and a family asset ? - why wouldnt anyone want that ?

It does depend then what the Council / Housing Association then does with the money surely ? , if they re invest it in new housing then fair enough - if they dont - then they have a problem.

You first point has some merit. But why the discount? The second point is spot on but if you sell something at a massive discount and then simply build another one with that money, you will eventually end up broke surely?

The discount is due to the rent you have paid. If there was no discount then the state would profit massively from this at the e pens of those less well off. No one should feel Comfortable with that.

How would the state profit massively from charging the lowest possible rent and then selling something for what it is worth...?

If I said a landlord built a house 20 years ago for 60k and had a sitting tenant all that time that effectively paid the mortgage who was now selling that house to the tenant for 200k with no mortgage you would be against it.

Just to clarify, no I wouldn't.

you clearly said you're happy for the landlord to trouser huge profits off the back of those who have rented.

[Feedback]

Does Sludge live in social housing? If he does fair play for his stance.

You don't have to live in social housing to realise that maintaining a signficant stock is neccessary for the country...

I've never understood this argument. How will changing the legal ownership of the property affect the total number of houses in the country?

I never said it does?

You said the stock needs to be maintained. As far as I can make out there is no change in the UKs total housing stock thus the stock is maintained

Well there is a massive waiting list for social housing, this would indicate to me that a) people prefer it to the current private landlord dominated system (perhaps it isn't working as well as you think) b) we need more of it to meet demand.

There is demand but that demand isn't going to be altered by selling off social housing stock.

I am not sure what you are trying to stay. Yes demand will still remain sky high if we sell off even more social housing...

the demand won't change though, it will remain the same. the answer is to build more houses but changing the legal ownership of the housing stock won't affect current demand in any way.

[Eric Cartman]

Sludge - in 2 minds over this.

If your family have lived in a Council House / Housing Association house all your life and you've been paying rent etc - wouldnt you as a family want to be given the opportunity to buy - no more dead rent money and a family asset ? - why wouldnt anyone want that ?

It does depend then what the Council / Housing Association then does with the money surely ? , if they re invest it in new housing then fair enough - if they dont - then they have a problem.

You first point has some merit. But why the discount? The second point is spot on but if you sell something at a massive discount and then simply build another one with that money, you will eventually end up broke surely?

The discount is due to the rent you have paid. If there was no discount then the state would profit massively from this at the e pens of those less well off. No one should feel Comfortable with that.

How would the state profit massively from charging the lowest possible rent and then selling something for what it is worth...?

If I said a landlord built a house 20 years ago for 60k and had a sitting tenant all that time that effectively paid the mortgage who was now selling that house to the tenant for 200k with no mortgage you would be against it.

Just to clarify, no I wouldn't.

I am not in favour of the state selling assets for less than they are 'worth', my stance is pretty simple.

Were you banned?

[jon1959]

David Orr. Chief Ex of National Housing on this rent to buy scheme bollox

http://www.housing.org.uk/media/blog/extending-right-to-buy- to-housing-associations-and-other-distractions/

Well Orr was hardly going to come out in support of the policy was he!!!??

I think Orr's opinion on this matter has a bit more weight than yours.

Good article.

[Eric Cartman]

Does Sludge live in social housing? If he does fair play for his stance.

You don't have to live in social housing to realise that maintaining a signficant stock is neccessary for the country...

I've never understood this argument. How will changing the legal ownership of the property affect the total number of houses in the country?

I never said it does?

You said the stock needs to be maintained. As far as I can make out there is no change in the UKs total housing stock thus the stock is maintained

Well there is a massive waiting list for social housing, this would indicate to me that a) people prefer it to the current private landlord dominated system (perhaps it isn't working as well as you think) b) we need more of it to meet demand.

There is demand but that demand isn't going to be altered by selling off social housing stock.

I am not sure what you are trying to stay. Yes demand will still remain sky high if we sell off even more social housing...

the demand won't change though, it will remain the same. the answer is to build more houses but changing the legal ownership of the housing stock won't affect current demand in any way.

I agree, however if we sell them for their market value we can build more houses than if we flog them off.

David Orr. Chief Ex of National Housing on this rent to buy scheme bollox

http://www.housing.org.uk/media/blog/extending-right-to-buy- to-housing-associations-and-other-distractions/

Well Orr was hardly going to come out in support of the policy was he!!!??

I think Orr's opinion on this matter has a bit more weight than yours.

http://www.24dash.com/news/housing/2013-04-08-Power-Players- Top-50-NHF-chief-David-Orr-is-housings-most-influential-figu re-as-Shapps-sinks-without-trace

Exactly. Orr is non political. If the policy had made sense he would have defended it. His opinion should not be dismissed.

[Elysium]

And you can virtually guarantee that everyone throwing their hands up in horror at this policy would be the first to be moaning if an estate of new Housing Association homes were proposed directly opposite where they live.

[Vimana.]

David Orr. Chief Ex of National Housing on this rent to buy scheme bollox

http://www.housing.org.uk/media/blog/extending-right-to-buy- to-housing-associations-and-other-distractions/

Well Orr was hardly going to come out in support of the policy was he!!!??

I think Orr's opinion on this matter has a bit more weight than yours.

http://www.24dash.com/news/housing/2013-04-08-Power-Players- Top-50-NHF-chief-David-Orr-is-housings-most-influential-figu re-as-Shapps-sinks-without-trace

No doubt it has. However, I repeat, he was hardly going to come out in support of the policy.

This.

[SLUDGE FACTORY]

Sludge - in 2 minds over this.

If your family have lived in a Council House / Housing Association house all your life and you've been paying rent etc - wouldnt you as a family want to be given the opportunity to buy - no more dead rent money and a family asset ? - why wouldnt anyone want that ?

It does depend then what the Council / Housing Association then does with the money surely ? , if they re invest it in new housing then fair enough - if they dont - then they have a problem.

When they do I will be the first to let you know lol

[SLUDGE FACTORY]

Its the right to buy all over again , huge discounts to win votes

They never change

How very true

[Jimmy Jimmy]

What happens currently if a family who have lived in a housing association house - lets say grown up kids still live there - then mum and dad eventually die. What happens to the adult kids then ? - do they get to stay in the house or does the housing association take the house back - to give to another family

[Jimmy Jimmy]

The problem with Thatchers policy there were no safe guards put in place.

So the tenant could buy the house and then move somewhere else - and then the same house back to the council - FFS

They could also sell the home the day after they bought it - at a discounted rate - which is also wrong.

Allow tenants to buy - but there need to be conditions attached.

[jon1959]

What happens currently if a family who have lived in a housing association house - lets say grown up kids still live there - then mum and dad eventually die. What happens to the adult kids then ? - do they get to stay in the house or does the housing association take the house back - to give to another family

At the same time the Localism Act s160 reduced the rights of deceased Council house tenants' families to succeed to the tenancy by removing the automatic right and (like the new rules for Housing Associations) leaving it to whatever the landlord agrees to put into the new tenancy conditions.

[LoudounSquareLurker]

Sludge - in 2 minds over this.

This not a viewpoint from envy but from a viewpoint that is just and fair.

[jon1959]

The problem with Thatchers policy there were no safe guards put in place.

https://www.gov.uk/right-to-buy-buying-your-council-home/sel ling-your-home

[Feedback]

Sludge - in 2 minds over this.

If your family have lived in a Council House / Housing Association house all your life and you've been paying rent etc - wouldnt you as a family want to be given the opportunity to buy - no more dead rent money and a family asset ? - why wouldnt anyone want that ?

It does depend then what the Council / Housing Association then does with the money surely ? , if they re invest it in new housing then fair enough - if they dont - then they have a problem.

You first point has some merit. But why the discount? The second point is spot on but if you sell something at a massive discount and then simply build another one with that money, you will eventually end up broke surely?

The discount is due to the rent you have paid. If there was no discount then the state would profit massively from this at the e pens of those less well off. No one should feel Comfortable with that.

How would the state profit massively from charging the lowest possible rent and then selling something for what it is worth...?

If I said a landlord built a house 20 years ago for 60k and had a sitting tenant all that time that effectively paid the mortgage who was now selling that house to the tenant for 200k with no mortgage you would be against it.

Just to clarify, no I wouldn't.

I am not in favour of the state selling assets for less than they are 'worth', my stance is pretty simple.

So you are happy for landlords to make a massive profit at the expense of those who don't have the means to afford their own home. That's where we differ.

No. I wanted to start afresh with my more moderate views. some pOsters have taken that on board.