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Thread: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!

  1. #76
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    Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!

    Quote Originally Posted by gnasher wrote on Tue, 14 April 2015 15:38
    David Orr. Chief Ex of National Housing on this rent to buy scheme bollox
    Quote Originally Posted by jon1959 wrote on Tue, 14 April 2015 15:29
    http://www.housing.org.uk/media/blog/extending-right-to-buy- to-housing-associations-and-other-distractions/
    Quote Originally Posted by Croesy Blue wrote on Tue, 14 April 2015 14:50
    Well Orr was hardly going to come out in support of the policy was he!!!??
    Quote Originally Posted by gnasher wrote on Tue, 14 April 2015 14:44
    I think Orr's opinion on this matter has a bit more weight than yours.
    Quote Originally Posted by Croesy Blue wrote on Tue, 14 April 2015 14:29
    http://www.24dash.com/news/housing/2013-04-08-Power-Players- Top-50-NHF-chief-David-Orr-is-housings-most-influential-figu re-as-Shapps-sinks-without-trace
    Quote Originally Posted by gnasher wrote on Tue, 14 April 2015 14:20
    No doubt it has. However, I repeat, he was hardly going to come out in support of the policy.
    Orr may have the appearance of non partisanship but he certainly has a vested interest in the social housing sector. I'd suggest that anyone working in social housing believes in the political ideology behind social housing, certainly those at the top of the tree.

  2. #77

    Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!

    Institute of housing have said the plan is not costed and will fail to provide replacements in new housing as the toriesc promised

    Its a vote winning fib

    Just now on radio 5

    That's my last election post , the Tories are the same old Tories

    Heavy Metal rules !!

  3. #78
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    Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!

    If there is no money to build at present and no new houses are forthcoming, then since this policy doesn't add to or take away from the overall housing stock and the demand for housing, what exactly is the issue that people have with it?

    If it's a vote winner as is being suggested, then surely it's a policy that people want in place.

  4. #79

    Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!

    It looks fair enough as long conditions are in place if they want to sell again, and that they also not be used to rent back to the council again straight after a sale.

    It appears to be costed as well - BUT dependent on whether they get enough tenants who want to buy - at least people have the freedom to choose for themselves. And they have said the money raised who go into building new social housing.

    The were talking figures of 15,000 homes sold and new ones built per year - not sure about those figures though.

    Also what tenants would be allowed to buy ? - anyone, only people employed for x number of years, UK citizens only, or is it anyone ?

  5. #80

    Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!

    Quote Originally Posted by Saundersfootblue wrote on Tue, 14 April 2015 10:16
    Is this the new breed of socialism Mick, I got my house I don't want anyone else to get theirs ?
    Quote Originally Posted by heath/ccfc wrote on Tue, 14 April 2015 10:06
    Its just the greedy Tories looking after their fat cat friends and their own share prices.Get ready for thousands more revenge evictions.A thing the Tories refused to tighten up on.Now we know why.Show me a Tory and i will show you a cheat and a liar.
    Disgraceful

  6. #81

    Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!

    Quote Originally Posted by LoudounSquareLurker wrote on Tue, 14 April 2015 17:32
    Sludge - in 2 minds over this.
    Quote Originally Posted by Jimmy Jimmy wrote on Tue, 14 April 2015 09:26
    If your family have lived in a Council House / Housing Association house all your life and you've been paying rent etc - wouldnt you as a family want to be given the opportunity to buy - no more dead rent money and a family asset ? - why wouldnt anyone want that ?
    The above mirrors my opinion 100%.

  7. #82
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    Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!

    Quote Originally Posted by LoudounSquareLurker wrote on Tue, 14 April 2015 17:32
    Sludge - in 2 minds over this.
    Quote Originally Posted by Jimmy Jimmy wrote on Tue, 14 April 2015 09:26
    If your family have lived in a Council House / Housing Association house all your life and you've been paying rent etc - wouldnt you as a family want to be given the opportunity to buy - no more dead rent money and a family asset ? - why wouldnt anyone want that ?
    Is there a difference in giving some benefits to maintain a standard of living and giving someone a rebate so they can afford their own home? The majority of homes in the UK are owner occupied so this is a taxpayer funded policy ensuring those that don't have can have if they want it

  8. #83
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    Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!

    Quote Originally Posted by The Local Boy wrote on Tue, 14 April 2015 18:29
    Sludge - in 2 minds over this.
    Quote Originally Posted by LoudounSquareLurker wrote on Tue, 14 April 2015 17:32
    If your family have lived in a Council House / Housing Association house all your life and you've been paying rent etc - wouldnt you as a family want to be given the opportunity to buy - no more dead rent money and a family asset ? - why wouldnt anyone want that ?
    Quote Originally Posted by Jimmy Jimmy wrote on Tue, 14 April 2015 09:26
    It does depend then what the Council / Housing Association then does with the money surely ? , if they re invest it in new housing then fair enough - if they dont - then they have a problem.
    In other words Osbourne won't be sending the cheque out. It is a policy where a minority of tenants are bribed with money that should have been used for the benefit of their tenant neighbours.

  9. #84
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    Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!

    Quote Originally Posted by jon1959 wrote on Tue, 14 April 2015 18:46
    Sludge - in 2 minds over this.
    Quote Originally Posted by The Local Boy wrote on Tue, 14 April 2015 18:29
    If your family have lived in a Council House / Housing Association house all your life and you've been paying rent etc - wouldnt you as a family want to be given the opportunity to buy - no more dead rent money and a family asset ? - why wouldnt anyone want that ?
    Quote Originally Posted by LoudounSquareLurker wrote on Tue, 14 April 2015 17:32
    It does depend then what the Council / Housing Association then does with the money surely ? , if they re invest it in new housing then fair enough - if they dont - then they have a problem.
    Quote Originally Posted by Jimmy Jimmy wrote on Tue, 14 April 2015 09:26
    Then the family should save for a deposit, and then get a mortgage to buy the house at the current market value just like every body else.
    Why will there be reduced resources? Surely there will be the same rent collected per property and if the LHA has less properties to manage it will have less maintenance costs and so on

  10. #85
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    Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!

    The HA or Council may have its reduced income partly offset by a lower repair bill - but it will still be paying off its historic debts (most Councils borrowed from the Public Works Loans Board over 60 years).

    This is one of the points David Orr made very well in his article.

    There is no longer a subsidy adjustment for Council housing Housing Revenue Accounts to reflect RTB sales and Housing Associations have business plans that assume costs and revenues that will be sunk by this policy!

    Remaining tenants will pay the price of RTB subsidies in both cases.

  11. #86

    Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!

    Robert Peston writes ..

    "And another thing, about the extension of right-to-buy from council houses to housing association homes.

    The point is that the collapse in the provision of social housing over the past 20 years means that housing association properties tend to be occupied by the poorest and most vulnerable, frequently those on housing benefit.

    So as my colleague Chris Cook points out, just 23% of households in rented accommodation from a housing association contain someone in full time work, with a further 11% containing a part-time worker.

    Maybe some of these will be able to afford to buy their homes if they qualify for the biggest discount, of up to 70% of the value of the property - but if they've been in the property a shorter time, the discount is 35% for a house and 50% for a flat.

    Interestingly a leading Tory pointed me towards the 31% of housing association properties occupied by a retired person. And if they're retired they will almost certainly qualify for the full 70% discount.

    In other words, this policy could be seen as a bribe to older people to vote Tory and gain a guaranteed windfall of many tens of thousands of pounds by buying their homes at a fraction of its true value.

    Which could, I suppose, secure a few useful votes in marginal constituencies.

    It would be interesting to know how many of these housing association homes occupied by older people are in marginal constituencies."

  12. #87
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    Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!

    Quote Originally Posted by jon1959 wrote on Tue, 14 April 2015 19:40
    The HA or Council may have its reduced income partly offset by a lower repair bill - but it will still be paying off its historic debts (most Councils borrowed from the Public Works Loans Board over 60 years).
    The LHA will receive a share of the disposal proceeds and can use that to repay the borrowing associated with the house.

  13. #88

    Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!

    Quote Originally Posted by gurkhablue wrote on Tue, 14 April 2015 14:28
    From what I heard the discount available depends on how long they have been in the property. The longer you have been there - the more rent you have paid - the bigger the discount.
    Quote Originally Posted by GRUMPYS DEN wrote on Tue, 14 April 2015 11:44
    Yeah I get that but I just can't see how that makes financial sense. We have a stock of housing, why sell them for less than they are worth? To give people a shot at owning a house who perhaps otherwise wouldn't have? Great for them but unfortunately (as we have seen from the Thatcher years and beyond) that hurts future generations ability to rent affordably.
    Quote Originally Posted by gurkhablue wrote on Tue, 14 April 2015 11:16
    Short term thinking in my opinion.
    Quote Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 10:48
    The Tories rewarding their landlord supporters by reducing the availability of public rentals keeping the private sector buoyant and rents high.
    Quote Originally Posted by Jimmy Jimmy wrote on Tue, 14 April 2015 10:40
    Or perhaps giving an incentive to those not so well off who want to buy their own homes.Twist the arguement which way you will.
    Forgot-incorrect assumption.As I said twist the arguement which way you will.

  14. #89

    Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!

    Quote Originally Posted by SLUDGE FACTORY wrote on Tue, 14 April 2015 05:46
    Its the right to buy all over again , huge discounts to win votes
    You are a dirty horny old man who who slam is meat in any bun. Having said that Tubby we agree on one thing. This is a dirty election tactic. We need more of these social homes not less. Crazy stuff, but don't pretend your mob will help.The real left alternative is Plaid. You would be good in plaid. Come join us butt and smell the goodness.

  15. #90

    Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!

    Quote Originally Posted by LoudounSquareLurker wrote on Tue, 14 April 2015 17:32
    Sludge - in 2 minds over this.
    Quote Originally Posted by Jimmy Jimmy wrote on Tue, 14 April 2015 09:26
    If your family have lived in a Council House / Housing Association house all your life and you've been paying rent etc - wouldnt you as a family want to be given the opportunity to buy - no more dead rent money and a family asset ? - why wouldnt anyone want that ?
    I agree with you nearly everyone I know who bought their council houses are big wage earners it's a disgrace they should have bought like the rest of us and leave the council houses for those that desperately need them

  16. #91
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    Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!

    Quote Originally Posted by Harley wrote on Tue, 14 April 2015 20:45
    Sludge - in 2 minds over this.
    Quote Originally Posted by LoudounSquareLurker wrote on Tue, 14 April 2015 17:32
    If your family have lived in a Council House / Housing Association house all your life and you've been paying rent etc - wouldnt you as a family want to be given the opportunity to buy - no more dead rent money and a family asset ? - why wouldnt anyone want that ?
    Quote Originally Posted by Jimmy Jimmy wrote on Tue, 14 April 2015 09:26
    It does depend then what the Council / Housing Association then does with the money surely ? , if they re invest it in new housing then fair enough - if they dont - then they have a problem.
    Like the late bob crowe?

  17. #92
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    Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!

    Meaning he lived in social housing when could have afforded to rent/own privately.

  18. #93

    Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!

    Quote Originally Posted by The Local Boy wrote on Tue, 14 April 2015 21:03
    Meaning he lived in social housing when could have afforded to rent/own privately.
    I know what you meant and yes this applies to everyone who can afford yo buy privately

  19. #94
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    Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!

    Quote Originally Posted by Harley wrote on Tue, 14 April 2015 22:31
    Meaning he lived in social housing when could have afforded to rent/own privately.
    Quote Originally Posted by The Local Boy wrote on Tue, 14 April 2015 21:03
    I know what you meant and yes this applies to everyone who can afford yo buy privately

  20. #95

    Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!

    Even the Torygraph think this is bonkers, or rather, in thier words 'economically illiterate and morally wrong'


  21. #96
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    Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!

    Quote Originally Posted by archibald leitch wrote on Tue, 14 April 2015 23:23
    Even the Torygraph think this is bonkers, or rather, in thier words 'economically illiterate and morally wrong'
    Its hard to take seriously an article that thinks the 5.8bn cost to the taxpayer is cash the treasury has that can be spent on other things, rather than the lost revenue from providing the discount.

  22. #97

    Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!

    Quote Originally Posted by The Local Boy wrote on Tue, 14 April 2015 23:30
    Even the Torygraph think this is bonkers, or rather, in thier words 'economically illiterate and morally wrong'
    Quote Originally Posted by archibald leitch wrote on Tue, 14 April 2015 23:23
    Its hard to take seriously an article that thinks the 5.8bn cost to the taxpayer is cash the treasury has that can be spent on other things, rather than the lost revenue from providing the discount.
    Sorry - what lost revenue are you talking about?

  23. #98
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    Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!

    Quote Originally Posted by archibald leitch wrote on Tue, 14 April 2015 23:32
    Even the Torygraph think this is bonkers, or rather, in thier words 'economically illiterate and morally wrong'
    Quote Originally Posted by The Local Boy wrote on Tue, 14 April 2015 23:30
    Its hard to take seriously an article that thinks the 5.8bn cost to the taxpayer is cash the treasury has that can be spent on other things, rather than the lost revenue from providing the discount.
    Quote Originally Posted by archibald leitch wrote on Tue, 14 April 2015 23:23
    Sorry - what lost revenue are you talking about?
    discount on market value

  24. #99

    Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!

    Quote Originally Posted by The Local Boy wrote on Tue, 14 April 2015 23:35
    Even the Torygraph think this is bonkers, or rather, in thier words 'economically illiterate and morally wrong'
    Quote Originally Posted by archibald leitch wrote on Tue, 14 April 2015 23:32
    Its hard to take seriously an article that thinks the 5.8bn cost to the taxpayer is cash the treasury has that can be spent on other things, rather than the lost revenue from providing the discount.
    Quote Originally Posted by The Local Boy wrote on Tue, 14 April 2015 23:30
    Sorry - what lost revenue are you talking about?
    Quote Originally Posted by archibald leitch wrote on Tue, 14 April 2015 23:23
    discount on market value
    Sorry, you have lost me, the governmnet are planning on giving away up to £5.8bn of tax payers money away to prople who want to buy their social housing. What revenue are we talking about? Market value is not revenue.

  25. #100

    Re: TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!

    Quote Originally Posted by GRUMPYS DEN wrote on Tue, 14 April 2015 20:28
    From what I heard the discount available depends on how long they have been in the property. The longer you have been there - the more rent you have paid - the bigger the discount.
    Quote Originally Posted by gurkhablue wrote on Tue, 14 April 2015 14:28
    Yeah I get that but I just can't see how that makes financial sense. We have a stock of housing, why sell them for less than they are worth? To give people a shot at owning a house who perhaps otherwise wouldn't have? Great for them but unfortunately (as we have seen from the Thatcher years and beyond) that hurts future generations ability to rent affordably.
    Quote Originally Posted by GRUMPYS DEN wrote on Tue, 14 April 2015 11:44
    Short term thinking in my opinion.
    Quote Originally Posted by gurkhablue wrote on Tue, 14 April 2015 11:16
    The Tories rewarding their landlord supporters by reducing the availability of public rentals keeping the private sector buoyant and rents high.
    Quote Originally Posted by Eric Cartman wrote on Tue, 14 April 2015 10:48
    Or perhaps giving an incentive to those not so well off who want to buy their own homes.Twist the arguement which way you will.
    Quote Originally Posted by Jimmy Jimmy wrote on Tue, 14 April 2015 10:40
    You forgot the fact the fact that they won't be advertised on the open market to everyone, just to person in possession!
    It's not twisted it's the truth, now what other argument are you going to fabricate?

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