TORYS NOW TO SELL OFF HOUSING ASSOCIATION HOMES !!

[Eric Cartman]

I don't normally bother with non football posts unless something gets to me, but this election is now getting to m, especially the tripe being spewed by Milliband and Sturgeon.

There is only one logical, responsible, sensible and realistic party to vote for in this election.

It resembles an MP attempting to answer a difficult question.

[Kiffa]

thanks, but I'm pretty sure the HAs are funded generally by the following:-

London - Greater London Council

England - Homes and Communities Agency

It does reduce you rent income and ability to continue to service that liability however

[Feedback]

Is there any evidence this ratio isn't reduced 1:1 as I think this point is critical here. The borrowing needed to build will be significant less than todsys market value, so even with a discount the HA should be able to recover the build cost and repay the debt in full.

What is important is that the HA is allowed to borrow for each house sold to help rebuild. Otherwise there will be no new stock forthcoming.

[Kiffa]

Is there any evidence this ratio isn't reduced 1:1 as I think this point is critical here. The borrowing needed to build will be significant less than todsys market value, so even with a discount the HA should be able to recover the build cost and repay the debt in full.

Why would the HA need to borrow to build? So the government takes the home off the HA, sells it and then forces the HA to borrow and build another one?

[Elysium]

Is there any evidence this ratio isn't reduced 1:1 as I think this point is critical here. The borrowing needed to build will be significant less than todsys market value, so even with a discount the HA should be able to recover the build cost and repay the debt in full.

What is important is that the HA is allowed to borrow for each house sold to help rebuild. Otherwise there will be no new stock forthcoming.

Recently, the WG have chosen to cut the grant available to HA's in Wales to next to nothing, much as the WG has done with funding for the NHS in Wales, so nowadays landowners / developers now have to fund 58% of the cost of development, leaving the HA to fund, through mortgage, the rest, as they have done for 25 years plus.

[Feedback]

I don't normally bother with non football posts unless something gets to me, but this election is now getting to m, especially the tripe being spewed by Milliband and Sturgeon.

There is only one logical, responsible, sensible and realistic party to vote for in this election.

There will be nothing but total despair if the conservatives do not win a majority.

Like dave cam's attempt at answering the question about how much non protected departmental budgets will be cut on average in the next parliament.

[Mick the Miller]

Poor old Croesy is being ignored by feedy. He is desperate to break into feedys conversation bless him.

[Elysium]

Poor old Croesy is being ignored by feedy. He is desperate to break into feedys conversation bless him.

In your head maybe "wristband man".

[Colon Man]

Poor old Croesy is being ignored by feedy. He is desperate to break into feedys conversation bless him.

In your head maybe "wristband man".

http://www.telegraph.co.uk/news/politics/conservative/115352 34/Extending-the-right-to-buy-is-economically-illiterate-and -morally-wrong.html

[Kiffa]

Is there any evidence this ratio isn't reduced 1:1 as I think this point is critical here. The borrowing needed to build will be significant less than todsys market value, so even with a discount the HA should be able to recover the build cost and repay the debt in full.

What is important is that the HA is allowed to borrow for each house sold to help rebuild. Otherwise there will be no new stock forthcoming.

Why would the HA need to borrow to build? So the government takes the home off the HA, sells it and then forces the HA to borrow and build another one?

[Kiffa]

Poor old Croesy is being ignored by feedy. He is desperate to break into feedys conversation bless him.

In your head maybe "wristband man".

Do you agree with the Telegraph today?

This policy is a mess and is getting slated from all sides.

[Elysium]

Is there any evidence this ratio isn't reduced 1:1 as I think this point is critical here. The borrowing needed to build will be significant less than todsys market value, so even with a discount the HA should be able to recover the build cost and repay the debt in full.

What is important is that the HA is allowed to borrow for each house sold to help rebuild. Otherwise there will be no new stock forthcoming.

Why would the HA need to borrow to build? So the government takes the home off the HA, sells it and then forces the HA to borrow and build another one?

It's what all the HA's don in Wales and is what they have been doing for over 25 years now. Back in the day before the economy got broke, it used to be a mix of Government grant funding and borrowed money that paid for HA development.

Developers and landowners are expected to take a massive hit with the requirement to build 35% or more affordable housing on new developments and also they have to give up the profit on these 35% of dwellings built. Why can't these extremely wealthy HA's who don't make a profit but carry huge "reserves" not put some of their own cash in or have some of their stock sold to their tenants who wish to buy them?

[Elysium]

Poor old Croesy is being ignored by feedy. He is desperate to break into feedys conversation bless him.

In your head maybe "wristband man".

Do you agree with the Telegraph today?

http://www.telegraph.co.uk/news/politics/conservative/115352 34/Extending-the-right-to-buy-is-economically-illiterate-and -morally-wrong.html

I have read it - it's merely drivel from a poor journalist.

[Kiffa]

Poor old Croesy is being ignored by feedy. He is desperate to break into feedys conversation bless him.

In your head maybe "wristband man".

Do you agree with the Telegraph today?

http://www.telegraph.co.uk/news/politics/conservative/115352 34/Extending-the-right-to-buy-is-economically-illiterate-and -morally-wrong.html

I don't think either croesy or feedy have read it.

Care to expand?

[Elysium]

Poor old Croesy is being ignored by feedy. He is desperate to break into feedys conversation bless him.

In your head maybe "wristband man".

Do you agree with the Telegraph today?

http://www.telegraph.co.uk/news/politics/conservative/115352 34/Extending-the-right-to-buy-is-economically-illiterate-and -morally-wrong.html

I don't think either croesy or feedy have read it.

This policy is a mess and is getting slated from all sides.

Because I disagree with much of what she says in the article.

[Colon Man]

Poor old Croesy is being ignored by feedy. He is desperate to break into feedys conversation bless him.

In your head maybe "wristband man".

Do you agree with the Telegraph today?

http://www.telegraph.co.uk/news/politics/conservative/115352 34/Extending-the-right-to-buy-is-economically-illiterate-and -morally-wrong.html

I don't think either croesy or feedy have read it.

What do you disagree with exactly Croesy? You've obviously got a better understanding than a political journalist who graduated from Magdalen College Oxford. I'm sure if she was more intelligent she could have made £13K a year selling patches of land in Cwmbran. We await the annunciation of the great intellectual of Croesyceiliog.

[Kiffa]

Is there any evidence this ratio isn't reduced 1:1 as I think this point is critical here. The borrowing needed to build will be significant less than todsys market value, so even with a discount the HA should be able to recover the build cost and repay the debt in full.

What is important is that the HA is allowed to borrow for each house sold to help rebuild. Otherwise there will be no new stock forthcoming.

Why would the HA need to borrow to build? So the government takes the home off the HA, sells it and then forces the HA to borrow and build another one?

It's what all the HA's don in Wales and is what they have been doing for over 25 years now. Back in the day before the economy got broke, it used to be a mix of Government grant funding and borrowed money that paid for HA development.

Recently, the WG have chosen to cut the grant available to HA's in Wales to next to nothing, much as the WG has done with funding for the NHS in Wales, so nowadays landowners / developers now have to fund 58% of the cost of development, leaving the HA to fund, through mortgage, the rest, as they have done for 25 years plus.

Like I have said, the policy is a complete shambles.

[Feedback]

Poor old Croesy is being ignored by feedy. He is desperate to break into feedys conversation bless him.

In your head maybe "wristband man".

Do you agree with the Telegraph today?

http://www.telegraph.co.uk/news/politics/conservative/115352 34/Extending-the-right-to-buy-is-economically-illiterate-and -morally-wrong.html

I've read it and it seems as if there are some valid points and some not so valid points.

[Kiffa]

Poor old Croesy is being ignored by feedy. He is desperate to break into feedys conversation bless him.

In your head maybe "wristband man".

Do you agree with the Telegraph today?

http://www.telegraph.co.uk/news/politics/conservative/115352 34/Extending-the-right-to-buy-is-economically-illiterate-and -morally-wrong.html

I don't think either croesy or feedy have read it.

This policy is a mess and is getting slated from all sides.

I have read it - it's merely drivel from a poor journalist.

Care to expand?

[Kiffa]

Poor old Croesy is being ignored by feedy. He is desperate to break into feedys conversation bless him.

In your head maybe "wristband man".

Do you agree with the Telegraph today?

http://www.telegraph.co.uk/news/politics/conservative/115352 34/Extending-the-right-to-buy-is-economically-illiterate-and -morally-wrong.html

I don't think either croesy or feedy have read it.

out of interest, what are the not so valid points?

[Colon Man]

Poor old Croesy is being ignored by feedy. He is desperate to break into feedys conversation bless him.

In your head maybe "wristband man".

Do you agree with the Telegraph today?

http://www.telegraph.co.uk/news/politics/conservative/115352 34/Extending-the-right-to-buy-is-economically-illiterate-and -morally-wrong.html

I don't think either croesy or feedy have read it.

This policy is a mess and is getting slated from all sides.

I have read it - it's merely drivel from a poor journalist.

Care to expand?

He'd love to but he's incapable. He's a walking advert for Eugenics.

[Elysium]

Poor old Croesy is being ignored by feedy. He is desperate to break into feedys conversation bless him.

In your head maybe "wristband man".

Do you agree with the Telegraph today?

http://www.telegraph.co.uk/news/politics/conservative/115352 34/Extending-the-right-to-buy-is-economically-illiterate-and -morally-wrong.html

I don't think either croesy or feedy have read it.

This policy is a mess and is getting slated from all sides.

I have read it - it's merely drivel from a poor journalist.

Care to expand?

I disagree with much of what she says and dispute some of the figures she uses.

[Feedback]

Poor old Croesy is being ignored by feedy. He is desperate to break into feedys conversation bless him.

In your head maybe "wristband man".

Do you agree with the Telegraph today?

http://www.telegraph.co.uk/news/politics/conservative/115352 34/Extending-the-right-to-buy-is-economically-illiterate-and -morally-wrong.html

I don't think either croesy or feedy have read it.

This policy is a mess and is getting slated from all sides.

Osborne's alma mater is magdalen

[Colon Man]

This is the time of the night where Croesy either disappears or he calls everyone a sad, sick, pathetic individual which is Croesytalk for "I'm completely out of my depth here. If I weren't so drunk I'd learn not to do exactly the same thing tomorrow."

[Feedback]

Poor old Croesy is being ignored by feedy. He is desperate to break into feedys conversation bless him.

In your head maybe "wristband man".

Do you agree with the Telegraph today?

http://www.telegraph.co.uk/news/politics/conservative/115352 34/Extending-the-right-to-buy-is-economically-illiterate-and -morally-wrong.html

I don't think either croesy or feedy have read it.

This policy is a mess and is getting slated from all sides.

The claim is that the poorest tenants will be affected but there has been no analysis undertaken as of yet to corroborate that claim. The claim may well be correct but to dress it up as fact when it is opinion based on an ideology leads me to dismiss it as circumspect at this stage