Quote Originally Posted by ashi83 View Post
Hi mate

I'm always cautious of free advice, including that of internet strangers, but I've always found MoneySavingExpert to be a reasonable shout. Try having a look here: http://forums.moneysavingexpert.com/...splay.php?f=16

Cheers
nice one, I've just found out my union does free consultations etc so might try that route.