If you buy funds invest through a broker such as Cavendish Online, Best Invest, Hargreaves Lansdown etc as these firms rebate most if not all of their commission making their money out of the annual charge levied by the fund manager which all, irrespective of who the funds are bought from, have to pay. Do your own research about charges and funds to invest in. The Hargreaves Lansdown site is particularly helpful but this is not a recommendation to use them or anyone as that is entirely down to you. Do not buy direct from the fund provider or worse still through a bank or you will be hit heavily with upfront costs. Now is not the greatest time to buy. I have been investing in equities for 40 years and have had some spectacular losses as well as some excellent gains.