My mate reckons the percentage thing only kicks in if you plead not guilty and its imposed by the court or they take you on cos its deemed serious. If I plead guilty it might still be a minor offence and the standard £100 fine and 3 pts.

Theres no escape, I wasn't aware I was speeding but clearly I was so Ill take my punishment like a man but a hefty percentage fine of pay this time of year will be a real kick in the gonads