Both in the wrong but who's insurance pays out on this one?

[Bluebina]

That road is actually a 20 mph nowadays. But I'm sure the insurance company will say that irrespective of speed the car that pulled out of the junction will be the one that pays

Both at fault, I would have thought, the speeding car that hit the post insurance company will claim half the cost from the other insurance company I would have thought?

[neilw65]

Since a cyclist was deemed at fault for hitting a woman who was looking at her phone when she walked out onto the road, he should have been aware said the judge, I would have thought the fault lies with the person whose car hit the lamp post.