So a couple of people of mentioned to me that the ISA is coming to an end in a few weeks, so it is very important to sign up and get one, this post is a reminder for anyone else in the same boat or have any children / friends who could benefit from opening one.

One question I have is: has anyone got an experience of opening one? I have never had an ISA do they vary dependent on banks? do I have to open one with my bank or can I open one with a bank I am not with?

If anyone has any recommendations that would be great!