Originally Posted by
19bluebirds27
If you have already reported it to your insurance company then you have as good as claimed on it.
This Will be noted on your renewal with them.
Reason being is that at renewal time, especially if you’re shopping and comparing quotes. You have to answer the question truthfully - “have you been involved in any incidents”?
That’s an incident, even it it did not result in any claim.
As insurance companies share information, this could invalidate your next policy in the event of an actual future claim.