My question for those over 66 like myself is do you think there should be a scheme whereby you can voluntarily forego the pension rises, or a proportion of them, announced in yesterday's pre election "giveaway" if you are so minded? For myself, I'm hardly wealthy, so need some sort of annual rise, but, if I could, I would reduce it to something like four or five per cent - although every penny of the eight per cent plus will be needed in many cases I'm sure, it seems excessive in mine.