so, I've checked an old bank account this morning expecting to see a particular balance and it seems to be around £1,500 less than I was expecting. I've had a look and spoken to my bank and apparently I've been making regular debit card payments to microsoft, google, nintendo, samsung, rovio and a host of other games manufacturers for since March 2014.

So I've now got to speak to case management at the bank to get them to dispute the transactions.

When I make a payment online the bank insists I have to use verify by VISA yet seemingly when any old crook uses my card details Barclays aren't so insistent and allow the transactions to go through a lot more easily.