Reply With Quote70k isn't it?
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Grand a month might cover bills, food is expensive if you like to eat well, 2 grand, 4? Holidays??
Never mind kids.....
70k isn't it?
In Cardiff I reckon 60 - 70K would do it
Don't fill your life with materialistic crap and nowhere near as much as you may think
Grand a month to cover bills?Originally Posted by goats
I live in Merthyr with a 400 quid a month mortgage and my bills are 1200!!!!
http://www.rightmove.co.uk/property-...ludeSSTC=false
Houses in Gwent can sell for £35,000. That's £140 a month. Council tax would be about £100 a month. Food - if just you, you could easily eat for £40 a week or £160 a month. £400 a month.
Water rates £50 a month
Electricity and gas, about £80 a month.
£530 a month. Add in house insurance, and a bit for a rainy day, and for £600 a month you could be buying a property in Gwent, eating and living in warmth.
Everything else is, frankly, a luxury. So, it's open to definition of what living comfortably is. I reckon you could live a minimal existence for £8000 per year. And, in 25 years, you'd own your own property. If you could get in a lodger, you could feasibly charge £100-£120 a week for rent and you'd be living on less than £4k a year.
Did you send in the above contribution by postcard?
I don't think he's claiming he doesn't fill his life with crap. He's just saying that, if you don't, you could live on a small amount of money. If, by definition, living is having shelter, warmth, food and nothing else, then I think he is right.
I know young folk earning 30k to 40k with kids who find it tough, ie no free cash , however there is a new "tough now " , tough now includes having a car maybe two , high end mortgage in a nice area , £30 pounds a month mobile contracts x 2 , subscriptions,must have two holiday a year. ,I'm not critical ,just seems that the new poor have a lot more than I can remember poor having in the late 60's and 70's , interestingly back then buying consumer goods and day day shopping was expensive , as you had no real big supermarkets selling cheaper clothing for the kids , and no access to credit cards ,and benefits and state aid was hard to come by .
You are effing crazy if you think you can live on £8000 a year. Do you really think you can live on £150 pw? You're mad if you think it can be done.
A decent life = the living wage. The real one that is.
An enjoyable but not extravagant live? 25-35k?
£35 a week mortgage
£40 a week food
£12 water
£20 gas and electric
£107 a week will pay for all that.
What about Council Tax? House insurance. Travel costs. Furniture. £150 a week, what an exaggeration.
What about Council Tax? House insurance. Travel costs. Furniture. £150 a week, what an exaggeration.
Council Tax will add £20 a week. House insurance a couple of quid a week.
Travel - you can walk to the shops.
I'm assuming you already have furniture.
big money...
Very true.
What is a decent life???
Surely the average mortgage is around £500 per month, maybe more?
£200 c tax
£200 gas and leccy
Water £40
Tv bb phone £80
Insurance etc 100
Food £4-500
Guess getting mortgage free is the big one, fancy mobiles like do u need one? Gym subs etc, clothes, cars, eating and drinking out, holidays are all luxuries that change per person, some do none some seem to blow it all every month whatever they earn.
A guy I know, good job, £70k, buys big house in Cyncoed, cars, 2 grand mountain bikes, kids, can't even pay his own tax bill, goes back to daddy fir it....I find this bizarre the need to blow it all....
I guess there is no such thing......it depends and varies. Some people live off peanuts, some I know work hard then travel fir 5 months every year. I guess I mean the basics covered.....content
What he is saying is that you can buy a house in some parts of Wales for 35000. That's giving a mortgage of 140 per month.
Council tax in the lowest band is not going to be 200 quid.
Gas and electric £200? Who pays that? You need to switch if you do!
Sorry CCFCPhil, I think you may be right!
All depends on what you deem a decent life and as for 'Living Wage' well that's an odd one.
My eldest lives in Guildford and is skint- what she earns just about covers her living costs.
Same money in South Wales would give her a decent lifestyle.
We started off in a tiny house and lived week to week for years and were just as happy then as we re now.
Money isn't everything- love, respect and friendship of those around you are far more important and the good thing is most of the time if you offer these to your family and friends you will get them back
Amen to this sir
Same story here but when I say house. We lived in a tiny little house with great big holes in the roof! But it was a house to us
I'm sure Maslow's heirarchy of needs has been trotted out on here many times, but maybe it's worth a bump:
Mazlow.jpg
I'm still in my thirties, so it's the top triangle which occupies every waking hour so as to have a 'decent' life. I have a great sense of belongingness being on the fringe of the clique. I should add that we have five dogs.
Last edited by Cyclops; 30-04-17 at 10:02.
Amen to this sir
Same story here but when I say house. We lived in a tiny little house with great big holes in the roof! But it was a house to us
I'm pretty certain I've never seen Maslow's hierarchy on here - thank you for a very succinct summary of the needs in life. My estimate of £60 - 70k in Cardiff was based on achieving the boundary between Esteem and Self-actualization. Basically you need enough money to be taken seriously by the world and to be able to take risks with what you try.
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