Originally Posted by
Eric Cartman
The average health insurance quote for a 21 year old in the USA (massive variety by state) is $4800 a year. Not that it is in any way relevant, because we know this isn't how healthcare is paid for, but to pay that in national insurance you would need to earn 40k.
I have decided to get us some quotes to see what I am getting for my $4800. I picked Atlanta and said I was a 35 year old male earning $50,000 dollars a year (that would be nice). In the UK, I would have contributed around £1600 to healthcare (£38k salary, 8.8k deducted and health spending is roughly 18% of tax take). For that price I not only ensure that I am covered but also my friends, the homeless guy and also any visitors to the country who might get injured running me over before they are shuffled out of the country under cover of darkness at Demonic Raab's request.
Doesn't sound like a win to move to the USA so far but lets dig a bit further. I did a search on Nerd Wallet, I am a bit of a nerd so it seemed a good fit. My most affordable is $316 a month so still roughly twice as much as I pay in the UK, you will have to let me know if this is the kind of insurance you were referring to. I have lots of results, because everybody wants to insure a healthy young non-smoker who says he doesn't go to the doctor. I pick a plan in the middle (as I have good common sense) and away I go. I am covered now, it cost me a little bit more than it would in the UK (2.5 times the price) but Ronnie has ensured me it is the land of milk and honey so I am happy.
Wait a second, what is a 'deductible'? From healthcare.gov a deductible is:
The amount you pay for covered health care services before your insurance plan starts to pay. With a $2,000 deductible, for example, you pay the first $2,000 of covered services yourself.
Well my deductible for this policy is $6000, there are a few expensive policies with lower deductibles but I haven't read deeper to see what they cover.
It is confusing and your life may depend on having read the smallprint, our system is cheaper (10,000$ per head vs 4,000 per head), universal, not biased by age, location or against those with conditions and I can't see any evidence to suggest that it delivers worse outcomes. You are the one who is 40 years behind Ronnie.