Quote Originally Posted by Robin Friday's Ghost View Post
Someone ran into my wife's Discovery this week while it was parked. She's managed to give herself a £600 excess on her insurance 🙄 It'll probably need a new door but I thought it might be worth her checking if it can be repaired for less than £600 Can anyone recommend a good place in Cardiff to ask for a quote? TIA
If you have already reported it to your insurance company then you have as good as claimed on it.
This Will be noted on your renewal with them.
Reason being is that at renewal time, especially if you’re shopping and comparing quotes. You have to answer the question truthfully - “have you been involved in any incidents”?
That’s an incident, even it it did not result in any claim.

As insurance companies share information, this could invalidate your next policy in the event of an actual future claim.