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Thread: Car insurance question

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  1. #1

    Re: Car insurance question

    Can't help you with this one, but, the next policy you take out, have "protected no-claims" with it.

  2. #2

    Re: Car insurance question

    Quote Originally Posted by BLUETIT View Post
    Can't help you with this one, but, the next policy you take out, have "protected no-claims" with it.
    Doesn’t make any difference. They just increase the underlying premium. They get you all ways...

  3. #3

    Re: Car insurance question

    Quote Originally Posted by Penarth Blues View Post
    Doesn’t make any difference. They just increase the underlying premium. They get you all ways...
    Nope, I am with MORE THAN, and my insurance has not gone up in years, in fact I paid less for the van last year.

    Just haggle on the phone, this internet insurance lark is shit !!!!

    Talk to someone and you get a better price.

    A machine can't give you discounts

  4. #4

    Re: Car insurance question

    Quote Originally Posted by BLUETIT View Post
    Nope, I am with MORE THAN, and my insurance has not gone up in years, in fact I paid less for the van last year.

    Just haggle on the phone, this internet insurance lark is shit !!!!

    Talk to someone and you get a better price.

    A machine can't give you discounts
    This - also have a figure you want to pay and tell this is what X company have quoted..

  5. #5

    Re: Car insurance question

    Quote Originally Posted by BLUETIT View Post
    Nope, I am with MORE THAN, and my insurance has not gone up in years, in fact I paid less for the van last year.

    Just haggle on the phone, this internet insurance lark is shit !!!!

    Talk to someone and you get a better price.

    A machine can't give you discounts
    Not disagreeing that you can get better quotes by ringing up. Just saved £100/year on my contents and buildings from one phone call.

    However there are 2 main elements to a car insurance quote. Your basic premium and then your no-claims. Your basic premium goes up if you've been involved in any form of insurance claim, even if it wasn't your fault, before they apply your no-claims discount.

    Always worth ringing and clarifying that it was 'no fault' of yours but the OP's car is parked outside it sounds like, so there is a risk it could be hit again is how the insurers will see it unless he can say the car is now parked on a drive. Apparently this gets you a cheaper quote than leaving it in a garage as it seems people damage their cars in garages...

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