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No the banking collapse wasn't the fault of the Labour government but the fact that we had no money to protect ourselves was the fault of Gordon Brown who, despite his claims of balancing the budgets spent so much money that instead of having the surplus the government had actually earned by its policies we had to take on a huge debt to protect our country . An example is selling of the gold reserves at about the lowest price for gold in donkeys years when he had no financial need to sell it at all.
People still remember the note left by an outgoing labour minister, "All the money's gone"
The worst thing of all was that all the things he did were not because of any ideology but purely to piss of Tony Blair because he wanted his job.
A job that when he got it he found he couldn't do it.