Reports of the demise of cash premature?

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Originally Posted by splott parker

The ‘lifters have been doing that for years in Cardiff, no card, no receipt:hehe:

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😂😂 very true Parker 😂😂

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Originally Posted by The Lone Gunman

Are you sure? It did during Covid. That said, I very rarely use it as it’s erratic to say the least.

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Nah, if you don't have any on you, you get cash out from Spar just outside.

Starbucks is still Card only

I wouldn't be able to do my usual Thursday night dances in the gay club if it wasn't for cash.

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Originally Posted by splott parker

The ‘lifters have been doing that for years in Cardiff, no card, no receipt:hehe:

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I think it very wrong that 'lifters are discriminated against in that way. I mean what if the items they pinched turned out to be faulty; how on Earth could they exchange them?

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Originally Posted by blue matt

Starbucks is still Card only

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Yet another reason not to use them - can't stand coffee.

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Originally Posted by blue matt

Starbucks is still Card only

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Wow!

I haven't paid for anything in cash here in China for about 5 years or more. My wallet stays at home, along with my bank cards.
Everything I pay for is done with my phone via the Wechat app.
Even the poorest street vendor selling homegrown fruit & vegetables will have a QR code to scan to accept digital payment.

I was initially reluctant to move from cash to digital payment (you have to go through a bit of a tiresome process at the bank to register). However, I got fed up with going into shops, bars and cafés only to find they didn't have sufficient float in the till to give you your change (the staff would scurry off and try and find somewhere to get some change).

Youngsters laugh at cards all on the phone app etc.

Those who joined the 20th century regularly use cards.

Those who make Jacob Rees Mogg look like modern man use cash only.

Wurzels still trade in sheep and cows etc.

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Originally Posted by Hilts

Youngsters laugh at cards all on the phone app etc.

Those who joined the 20th century regularly use cards.

Those who make Jacob Rees Mogg look like modern man use cash only.

Wurzels still trade in sheep and cows etc.

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All about balance, particularly if you are on a budget.

For me the issues are the negatives of a cashless society and a desire to prevent that and keep a 'dual payments' method of paying for things.

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Originally Posted by Hilts

Youngsters laugh at cards all on the phone app etc.

Those who joined the 20th century regularly use cards.

Those who make Jacob Rees Mogg look like modern man use cash only.

Wurzels still trade in sheep and cows etc.

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Cash enables ‘spenders’ to put the brakes on. Cashless can capture ‘spenders’ and lead to spiralling blindly into debt. Then again people in debt think twice about speaking up, withdrawing labour etc, debt helps those in power keep a tight rein. The cashless plan must not work for all our sakes.

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Originally Posted by splott parker

Cash enables ‘spenders’ to put the brakes on. Cashless can capture ‘spenders’ and lead to spiralling blindly into debt. Then again people in debt think twice about speaking up, withdrawing labour etc, debt helps those in power keep a tight rein. The cashless plan must not work for all our sakes.

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Agree.

Aside from anything else it would be a huge transfer of power from the people to institutions, in this case banks, governments, and facilitators such as VISA and Mastercard.

In a two-way transaction, why would you want to introduce a third party to take a cut? One that would likely only grow were that the only option.
You would leave yourself wide open to financial insitutions knowing every penny of expenditure before they loaned money or sold you a product.
We would become entirely reliant on wifi infrastructure to conduct any business. There are numerous examples of this failing. A country really would be putting themselves at financial risk if their entire system was cashless.
The big issue for me as well is that people need and deserve a degree of anonymity. Society isn't better with every conversation recorded and it wouldnt be better with every transaction recorded. A big issue for me is vulnerable people in particular in this case.


I can genuinely think of nothing that would so unnecessarily transfer power from the population to those at the top than a cashless society.

Everyone really should consider resisting it to varying degrees in my opinion, even if it's just spending £20 a month on cash, it all helps keep that system alive.

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Originally Posted by blue matt

Starbucks is still Card only

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Not allowed here. It marginalizes people without bank accounts.

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Originally Posted by JamesWales

Agree.

Aside from anything else it would be a huge transfer of power from the people to institutions, in this case banks, governments, and facilitators such as VISA and Mastercard.

In a two-way transaction, why would you want to introduce a third party to take a cut? One that would likely only grow were that the only option.
You would leave yourself wide open to financial insitutions knowing every penny of expenditure before they loaned money or sold you a product.
We would become entirely reliant on wifi infrastructure to conduct any business. There are numerous examples of this failing. A country really would be putting themselves at financial risk if their entire system was cashless.
The big issue for me as well is that people need and deserve a degree of anonymity. Society isn't better with every conversation recorded and it wouldnt be better with every transaction recorded. A big issue for me is vulnerable people in particular in this case.


I can genuinely think of nothing that would so unnecessarily transfer power from the population to those at the top than a cashless society.

Everyone really should consider resisting it to varying degrees in my opinion, even if it's just spending £20 a month on cash, it all helps keep that system alive.

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Actually plans are afoot to move to a CBDC which would bypass the banks and your expenditure would be directly controlled by the government, and the programmable element of CBDC's could be used to control what you buy.

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Originally Posted by NYCBlue

Not allowed here. It marginalizes people without bank accounts.

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I think legislation will come in here that does the same, and rightly so.

That said, Starbucks issued a press release stating being cashless isn't their policy - was just one store.

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Originally Posted by Wales-Bales

Actually plans are afoot to move to a CBDC which would bypass the banks and your expenditure would be directly controlled by the government, and the programmable element of CBDC's could be used to control what you buy.

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Yup, very Orwellian and concerning.

Was in Berlin recently, it was hard to find a place that accepted cards.

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Originally Posted by splott parker

I find it bonkers that people use the self service tills and bonkers that store workers encourage people to use them. Disgusting that lines of checkouts are empty they should be full of till operators, we need people in work earning a living not a beep beep machine.

Many of us remember actually being served at the counter by shop assistants who actually got your goods for you. The way it’s going it won’t be long before the customer is bringing the goods out of the stockrooms on pallet trucks and stacking the shelves themselves.

Scrap the self serve tills, employ more human beings to work the check outs. All this beep beep, pay by card nonsense is turning people into thickoes. Bar staff who can’t add up or subtract is widespread now, ridiculous.

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I went into Tesco on Western Avenue a couple of days ago and the line of checkouts wasn't.
i don't mean it wasn't empty I mean it wasn't Full Stop. They had ripped out 6 or 8 tills and were in the process of extending the self service checkout. It was taking up the space vacated by the tills but had not yet fitted the self swipe ones. So the queue for the existing ones was huge and people with big trollies full of their monthly shop were using them. It was crazy. People trying to use those machines with a whole weekly shopping for a full house is mad !!!

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Originally Posted by Hilts

I avoid shops , chippys , takeaways that are cash only.

Small amounts I may use cash otherwise only card.

Pubs i use both. Mostly card since covid though as virtually all pubs now taking card.

Find it bonkers in Tesco at self service the people waiting for a cash till.

Dont get the cash obsession.

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Cash is anonymous so protects our freedom in a hypothetical time of tyranny. Having said that, i have OCD, So prefer card. ;)

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Originally Posted by The Bloop

Fast food places that use Just Eat get stung so much with their charges that many will try to encourage the use of cash in store as much as possible.
Not using Just Eat puts them at a disadvantage as many of their competitors do, so they're stuck between the devil and deep blue sea.

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Funny enough yesterday I was speaking to the manager of my favourite Indian [Bangladeshi] restaurant. Just Eat were charging 33% of the meal price which was unsustainable. They've now re-vamped their whole restaurant 'concept', and only accept walk-in takeaways..

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Originally Posted by JamesWales

Agree.

Aside from anything else it would be a huge transfer of power from the people to institutions, in this case banks, governments, and facilitators such as VISA and Mastercard.

In a two-way transaction, why would you want to introduce a third party to take a cut? One that would likely only grow were that the only option.
You would leave yourself wide open to financial insitutions knowing every penny of expenditure before they loaned money or sold you a product.
We would become entirely reliant on wifi infrastructure to conduct any business. There are numerous examples of this failing. A country really would be putting themselves at financial risk if their entire system was cashless.
The big issue for me as well is that people need and deserve a degree of anonymity. Society isn't better with every conversation recorded and it wouldnt be better with every transaction recorded. A big issue for me is vulnerable people in particular in this case.


I can genuinely think of nothing that would so unnecessarily transfer power from the population to those at the top than a cashless society.

Everyone really should consider resisting it to varying degrees in my opinion, even if it's just spending £20 a month on cash, it all helps keep that system alive.

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Agree.