Re: So it's National Insurance then
Quote:
Originally Posted by
SLUDGE FACTORY
Judging by my experience , the experience of friends with elderly parents and chats with the staff of 4 care companies who have provided care for my family it's just the tip of the iceberg
All the ones we have been allocated pay the minimum wage
And there are lots of staff at breaking point
If you have experience of working in or dealing with care companies then that's your view but in the area I live there are lots of horror stories from the staff , and complaints about staff
It's not isolated
I mean when people with little experience of caring for vulnerable people set up a private company and pay their staff low wages ......right across the board ......the money wins everytime
I have experience of a couple of private care agencies, and in my opinion, both were negligent on times and put the service user at risk of harm due to the shoddy training provided. 3 days in house training in order to learn how to hoist someone with MS or Parkinsons, dementia etc. It's scary.
Re: So it's National Insurance then
95 percent of care for the vulnerable at home was provided in house in 1993
Now it's all been outsourced to these money making private companies
And it's very rare for the local authority ......unless it's for hospital discharge ....to be involved ......and if they are it's for a few weeks ......then the private companies are on the money again .
It's unbelievable , but true that in this country millions of frail and vulnerable people are not looked after by decent paid staff with uniforms , workers rights and pensions ....but by poorly motivated , badly treated individuals
Even worse than this is the fact is billions of cash is going to private companies in the process
Some of these care companies are franchises and are raking it in on the back of others
Thatcher started all this , Blair did feck all to change things and Boris is just tiddling around the edges
He will be OK though
Re: So it's National Insurance then
Quote:
Originally Posted by
Tuerto
I have experience of a couple of private care agencies, and in my opinion, both were negligent on times and put the service user at risk of harm due to the shoddy training provided. 3 days in house training in order to learn how to hoist someone with MS or Parkinsons, dementia etc. It's scary.
My old man was in a care home which had just one hoist
And that was broken
I went to see him and he was left in a common room , nobody there , in his own piss
Got him out of there and he died shortly after
All these brochures about individual care , quality staff it's mostly a joke
Why don't these people just admit it ? We are a business and we are here to make money 💰
I could accept that, it's the quality of care that matters
The local authority care homes locally are excellent . The staff stay there for a reason .
Re: So it's National Insurance then
Quote:
Originally Posted by
SLUDGE FACTORY
My old man was in a care home which had just one hoist
And that was broken
I went to see him and he was left in a common room , nobody there , in his own piss
Got him out of there and he died shortly after
All these brochures about individual care , quality staff it's mostly a joke
Why don't these people just admit it ? We are a business and we are here to make money
I could accept that, it's the quality of care that matters
The local authority care homes locally are excellent . The staff stay there for a reason .
Agree entirely.
Re: So it's National Insurance then
Quote:
Originally Posted by
Joe Gillis
What a load of bollocks, knee jerk tory bashing will never die in Wales
Absolutely typical of a tory, can never actually explain why its bollocks just says its bollocks so must be true.
I can feel your face getting redder and redder.
Re: So it's National Insurance then
Quote:
Originally Posted by
Doucas
Absolutely typical of a tory, can never actually explain why its bollocks just says its bollocks so must be true.
I can feel your face getting redder and redder.
I'd explain why your posts are bollocks but I neither have the time nor the crayons needed.
Re: So it's National Insurance then
Quote:
Originally Posted by
Feedback
I'd explain why your posts are bollocks but I neither have the time nor the crayons needed.
See you can't explain. You're just so enraged from 30 years of consuming tory media that other opinions just have to be wrong in your head otherwise it fries your brain, even if you can't explain.
This is the 3rd attempt of asking tories in here to explain why I'm wrong and none of you have even tried, you just divert divert divert.
Ps - I studied economics at university so please get the crayons out and teach me.
Re: So it's National Insurance then
Quote:
Originally Posted by
Feedback
The answer is it depends on the trust and what its intended purpose was for.
Trusts can be set up legitimately, then settlors die of natural causes. HMRC wouldn't automatically assume the purpose of the trust was to avoid tax if the death of the settlor was not a predictable event at settlement.
Setting up a trust on your deathbed would see HMRC ignore the trust.
However for the purpose of this thread s102 Care Act 2014 is relevant, and places the cost burden on the life tenant of the trust.
Apropos of your final point, most trusts have provisions for either new beneficiaries or the termination of the trust and who are absolutely entitled to the assets.
The Trust route wasn't a suitable way forward in the case of my mother as her death was predictable (terminal cancer) and almost certainly would have been seen as evasion by HMRC. Our wills do have Trust provision though. Time to check them through regarding the wording of the Trust. The law may have changed since written and Trustees may have died/retired or, in the case of one former partner in the solicitor's practice, been done for property fraud!
It will be interesting to see how (if?) voluntary NICs are affected by the rise in NIC contributions.
Re: So it's National Insurance then
Quote:
Originally Posted by
Doucas
See you can't explain. You're just so enraged from 30 years of consuming tory media that other opinions just have to be wrong in your head otherwise it fries your brain, even if you can't explain.
You've not asked me to explain anything. You've rattled your cage and stamped your foot, but other than that, all that has manifested is a lot of bluster and dogma. Notwithstanding that point, turning to your comments:
1. I agree with you that the older generation need to contribute more, considering they will be the primary beneficiaries and to date, they almost certainly have not contributed anywhere near enough for the services they have received
2. I disagree to the extent that the Tories have profited from the pandemic. Its true that some businesses will have used their relationships with ministers to get their foot in the door but lets not forget it is the civil service that sign off the contracts, not the ministers. It would be down to the civil service to ensure the tenders met the criteria. The Ministers themselves have no say, and can only make the introduction
Quote:
Originally Posted by
Doucas
This is the 3rd attempt of asking tories in here to explain why I'm wrong and none of you have even tried, you just divert divert divert.
you've not asked me. Perhaps it is the way you ask it.
Quote:
Originally Posted by
Doucas
Ps - I studied economics at university so please get the crayons out and teach me.
are we supposed to be impressed that you studied a pseudo science at the college of knowledge. Economics has so many competing theories it cannot be taken seriously, the theory you adopt often depends on your politics (Keynsian, Chicago, Austrian etc). its at best an art
Re: So it's National Insurance then
Quote:
Originally Posted by
Feedback
You've not asked me to explain anything. You've rattled your cage and stamped your foot, but other than that, all that has manifested is a lot of bluster and dogma. Notwithstanding that point, turning to your comments:
1. I agree with you that the older generation need to contribute more, considering they will be the primary beneficiaries and to date, they almost certainly have not contributed anywhere near enough for the services they have received
2. I disagree to the extent that the Tories have profited from the pandemic. Its true that some businesses will have used their relationships with ministers to get their foot in the door but lets not forget it is the civil service that sign off the contracts, not the ministers. It would be down to the civil service to ensure the tenders met the criteria. The Ministers themselves have no say, and can only make the introduction
you've not asked me. Perhaps it is the way you ask it.
are we supposed to be impressed that you studied a pseudo science at the college of knowledge. Economics has so many competing theories it cannot be taken seriously, the theory you adopt often depends on your politics (Keynsian, Chicago, Austrian etc). its at best an art
You literally said 'I'd explain why your posts are bollocks but I neither have the time nor the crayons needed.' But you didn't then explain, so that's what I'm asking you to explain.
I didn't say tories on earlier posts have benefitted, I've said the ultra wealthy have which is true.
Well you patronised me by saying you need to explain with crayons why my posts are 'bollocks' so I thought I'd bring up that I actually have studied economics to knock you off your pedestal, most tories seem to have either learned economics from Rupert Murdoch or the ScHoOl oF lIfE
Re: So it's National Insurance then
Quote:
Originally Posted by
Doucas
You literally said 'I'd explain why your posts are bollocks but I neither have the time nor the crayons needed.' But you didn't then explain, so that's what I'm asking you to explain.
that's because I did not have the time nor the crayons.
Quote:
Originally Posted by
Doucas
I didn't say tories on earlier posts have benefitted, I've said the ultra wealthy have which is true.
but you did say it was down to their Tory mates, which isn't true.
Quote:
Originally Posted by
Doucas
Well you patronised me by saying you need to explain with crayons why my posts are 'bollocks' so I thought I'd bring up that I actually have studied economics to knock you off your pedestal, most tories seem to have either learned economics from Rupert Murdoch or the ScHoOl oF lIfE
I'm not on a pedestal, and I'm not sure advertising you've studied what is at best an art adds the credence you think it does.
Re: So it's National Insurance then
Quote:
Originally Posted by
Doucas
You literally said 'I'd explain why your posts are bollocks but I neither have the time nor the crayons needed.' But you didn't then explain, so that's what I'm asking you to explain.
I didn't say tories on earlier posts have benefitted, I've said the ultra wealthy have which is true.
Well you patronised me by saying you need to explain with crayons why my posts are 'bollocks' so I thought I'd bring up that I actually have studied economics to knock you off your pedestal, most tories seem to have either learned economics from Rupert Murdoch or the ScHoOl oF lIfE
You talk about Tories the way Tommy Robinson talks about islam.
It's very difficult to engage with people so politically partisan.
Re: So it's National Insurance then
Quote:
Originally Posted by
JamesWales
You talk about Tories the way Tommy Robinson talks about islam.
It's very difficult to engage with people so politically partisan.
I think Tommy Robinson and Boris Johnson are two sides of the same coin
Boris has plenty of form for racist insults
Re: So it's National Insurance then
Quote:
Originally Posted by
SLUDGE FACTORY
I think Tommy Robinson and Boris Johnson are two sides of the same coin
Boris has plenty of form for racist insults
Boris has said many stupid things
But he is nothing like Robinson
Re: So it's National Insurance then
Quote:
Originally Posted by
Elwood Blues
Boris has said many stupid things
But he is nothing like Robinson
He's said many racist things
Just like Tommy Robinson
Just because he went to Eton and talks posh doesn't make his racist remarks any more forgivable
Re: So it's National Insurance then
Quote:
Originally Posted by
SLUDGE FACTORY
I think Tommy Robinson and Boris Johnson are two sides of the same coin
Boris has plenty of form for racist insults
That's way off the mark ,Boris is a buffoon Robinson is evil
Re: So it's National Insurance then
Household bills will soar by more than £1,500 a year with families on the cusp of the biggest spending squeeze in nearly a decade, experts warn.
Take away £20 from the poorest put up NI. This country is fecked.