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How do young people cope?
We've recently found out we're expecting our first child and went to look at prams and newborn stuff yesterday.
For the most popular brand it was a staggering £1400 for just a pram and car seat.
Mid terrace 2 bed house for rent in Canton is about £1400/month
Car insurance is about £750 for a 25 year old.
And I know everyone is in the same boat with high costs, but how are young familes (younger than me) supposed to survive these days when they're stuck in entry level jobs?
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Re: How do young people cope?
3 bedroom house in Llanishen/Thornhill is about £1000
But I know what you’re saying/ getting at.
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Re: How do young people cope?
We are living in a cost of greed crisis.
The rich get richer the poor get poorer all driven by shareholder profits.
The biggest example of late is British Gas profits increased 10 fold this year whilst the old and poor can't afford to heat their homes.
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Re: How do young people cope?
Quote:
Originally Posted by
WJ99mobile
We've recently found out we're expecting our first child and went to look at prams and newborn stuff yesterday.
For the most popular brand it was a staggering £1400 for just a pram and car seat.
Mid terrace 2 bed house for rent in Canton is about £1400/month
Car insurance is about £750 for a 25 year old.
And I know everyone is in the same boat with high costs, but how are young familes (younger than me) supposed to survive these days when they're stuck in entry level jobs?
Exactly my thoughts, how are people with families on average wages actually coping? The simple answer is that they aren't and won't. I am a single 37 year old on about the median wage living in a relatively expensive area but with the caveat that I am not able to do my job fully remotely so I couldn't just move to a cheaper area. That means 50% of people working full time earn less than me, many will have young dependants and things are only moving in one direction. These people should have the joy of a young family but instead they have the constant worry that they actually can't afford to pay for basics.
Somehow the establishment have firmly embedded the idea that an above inflation pay rise for working people is pure greed, but criticism of anybody already tremendously wealthy lowering their tax rate is envy. If you extend that a few more decades, the UK resembles something like that scene from Fury Road where Immortal Joe turns on the water.
Something needs to change, I don't know what exactly but when you are looking at an ecosystem where working people are left wondering why they bother, your incentive system is broken. I am not sure I entirely trust the mechanisms used to measure productivity but it wouldn't surprise me if many people are quietly giving up, why try hard when your course is already set for you and it looks so bleak.
I will eventually have a very uncomfortable discussion with work and try to push for working fully remotely and move somewhere I can afford to actually live a healthy/happy life.
I don't see this being fixed by whoever the next government is. The Tories and Lib Dems think it's working well and Labour are scared of their own shadow. We have a Shadow Chancellor whose rhetoric sounds exactly like George Osborne.
Now let's play word bingo. My card reads, 'takeaway coffees', 'netflix subscription' and 'expensive foreign holidays'.
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Re: How do young people cope?
Quote:
Originally Posted by
Eric Cartman
Exactly my thoughts, how are people with families on average wages actually coping? The simple answer is that they aren't and won't. I am a single 37 year old on about the median wage living in a relatively expensive area but with the caveat that I am not able to do my job fully remotely so I couldn't just move to a cheaper area. That means 50% of people working full time earn less than me, many will have young dependants and things are only moving in one direction. These people should have the joy of a young family but instead they have the constant worry that they actually can't afford to pay for basics.
Somehow the establishment have firmly embedded the idea that an above inflation pay rise for working people is pure greed, but criticism of anybody already tremendously wealthy lowering their tax rate is envy. If you extend that a few more decades, the UK resembles something like that scene from Fury Road where Immortal Joe turns on the water.
Something needs to change, I don't know what exactly but when you are looking at an ecosystem where working people are left wondering why they bother, your incentive system is broken. I am not sure I entirely trust the mechanisms used to measure productivity but it wouldn't surprise me if many people are quietly giving up, why try hard when your course is already set for you and it looks so bleak.
I will eventually have a very uncomfortable discussion with work and try to push for working fully remotely and move somewhere I can afford to actually live a healthy/happy life.
I don't see this being fixed by whoever the next government is. The Tories and Lib Dems think it's working well and Labour are scared of their own shadow. We have a Shadow Chancellor whose rhetoric sounds exactly like George Osborne.
Now let's play word bingo. My card reads, 'takeaway coffees', 'netflix subscription' and 'expensive foreign holidays'.
Don't forget the avocados
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Re: How do young people cope?
You're living through the great shakedown. Outside of the west it's as cheap as chips.
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Re: How do young people cope?
Quote:
Originally Posted by
insider
We are living in a cost of greed crisis.
The rich get richer the poor get poorer all driven by shareholder profits.
The biggest example of late is British Gas profits increased 10 fold this year whilst the old and poor can't afford to heat their homes.
Shareholders like Pension Funds ? - which provide peoples pensions.
Low interest rates (so savings cant grow), stock market returns have been volatile - so all the money goes into property investments.
If only we had less pensioners.....
ps I remember my Dad having the same conversations when I was leaving school, 'youngsters' being unable to survive etc.
These days it's the bank of Mum & Dad plus facebook market place - not everything has to be a brand new purchase
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Re: How do young people cope?
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Originally Posted by
Wales-Bales
You're living through the great shakedown. Outside of the west it's as cheap as chips.
So emigrate is your answer?
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Re: How do young people cope?
Quote:
Originally Posted by
NYCBlue
So emigrate is your answer?
Just stating facts, not offering any advice :thumbup:
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Re: How do young people cope?
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Originally Posted by
Wales-Bales
Just stating facts, not offering any advice :thumbup:
Fair enough. It worked for me.
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Re: How do young people cope?
Quote:
Originally Posted by
Eric Cartman
Exactly my thoughts, how are people with families on average wages actually coping? The simple answer is that they aren't and won't. I am a single 37 year old on about the median wage living in a relatively expensive area but with the caveat that I am not able to do my job fully remotely so I couldn't just move to a cheaper area. That means 50% of people working full time earn less than me, many will have young dependants and things are only moving in one direction. These people should have the joy of a young family but instead they have the constant worry that they actually can't afford to pay for basics.
Somehow the establishment have firmly embedded the idea that an above inflation pay rise for working people is pure greed, but criticism of anybody already tremendously wealthy lowering their tax rate is envy. If you extend that a few more decades, the UK resembles something like that scene from Fury Road where Immortal Joe turns on the water.
Something needs to change, I don't know what exactly but when you are looking at an ecosystem where working people are left wondering why they bother, your incentive system is broken. I am not sure I entirely trust the mechanisms used to measure productivity but it wouldn't surprise me if many people are quietly giving up, why try hard when your course is already set for you and it looks so bleak.
I will eventually have a very uncomfortable discussion with work and try to push for working fully remotely and move somewhere I can afford to actually live a healthy/happy life.
I don't see this being fixed by whoever the next government is. The Tories and Lib Dems think it's working well and Labour are scared of their own shadow. We have a Shadow Chancellor whose rhetoric sounds exactly like George Osborne.
Now let's play word bingo. My card reads, 'takeaway coffees', 'netflix subscription' and 'expensive foreign holidays'.
I do a lot of walking and bump into the same people most days including a couple who I’d say are in their early forties. Conversation started about the state of blocked drains and questions around why councils no longer clear them and then we moved to talking about the lack of funding for councils. The woman stated that the all the problems in the country started when people insisted on getting the minimum wage, everything was OK before that and cleaners in the NHS are on the same money as doctors :facepalm: I will never understand for the life of me why working class people always blame those at the bottom of the food chain for the state of this country.
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Re: How do young people cope?
Quote:
Originally Posted by
pipster
Shareholders like Pension Funds ? - which provide peoples pensions.
Low interest rates (so savings cant grow), stock market returns have been volatile - so all the money goes into property investments.
If only we had less pensioners.....
ps I remember my Dad having the same conversations when I was leaving school, 'youngsters' being unable to survive etc.
These days it's the bank of Mum & Dad plus facebook market place - not everything has to be a brand new purchase
Utilities should be publicly owned or at least governed by strict rules to stop the ridiculous situation we have now vast profits on the 1 side and people on the other side not being able to warm their homes.
But keep going with your capitalist mantra that greed is good.
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Re: How do young people cope?
Quote:
Originally Posted by
NYCBlue
Fair enough. It worked for me.
And me. Would never consider moving back even tho Cardiff seems very decent
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Re: How do young people cope?
I remember when I was a apprentice, the guys would warm me that I was doomed, house prices, cost of food and cars, low wages, the list went on and on, the kids today will never make it
that was 35 years ago
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Re: How do young people cope?
Quote:
Originally Posted by
blue matt
I remember when I was a apprentice, the guys would warm me that I was doomed, house prices, cost of food and cars, low wages, the list went on and on, the kids today will never make it
that was 35 years ago
I though we were nailed on to have a classic matt story time (with plenty of points made in brackets) when I saw you were latest to post.
I feel cheated.
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Re: How do young people cope?
Quote:
Originally Posted by
Dembe
I though we were nailed on to have a classic matt story time (with plenty of points made in brackets) when I saw you were latest to post.
I feel cheated.
Wouldnt want to bore anyone, sharp and too the point now :thumbup:
I know where my stories aren't wanted
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Re: How do young people cope?
Quote:
Originally Posted by
WJ99mobile
We've recently found out we're expecting our first child and went to look at prams and newborn stuff yesterday.
For the most popular brand it was a staggering £1400 for just a pram and car seat.
Mid terrace 2 bed house for rent in Canton is about £1400/month
Car insurance is about £750 for a 25 year old.
And I know everyone is in the same boat with high costs, but how are young familes (younger than me) supposed to survive these days when they're stuck in entry level jobs?
We bought a decent new pram for £300…..they still make them, no doubt about £100 more now. Rents going through the roof, you can thank the welsh government for that, loads of landlords jacking it in and few seem to want to bother with the hassle….
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Re: How do young people cope?
Quote:
Originally Posted by
Dembe
I though we were nailed on to have a classic matt story time (with plenty of points made in brackets) when I saw you were latest to post.
I feel cheated.
Where’s the warrior gone? He disappeared for a while it seems…..:
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Re: How do young people cope?
Quote:
Originally Posted by
insider
Utilities should be publicly owned or at least governed by strict rules to stop the ridiculous situation we have now vast profits on the 1 side and people on the other side not being able to warm their homes.
But keep going with your capitalist mantra that greed is good.
Something needs to happen with utilities asap, another month over a post £300 bill…..it was £100 less last winter. Why aren’t their massive profits used to subsidise us anymore?
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Re: How do young people cope?
Quote:
Originally Posted by
goats
Something needs to happen with utilities asap, another month over a post £300 bill…..it was £100 less last winter. Why aren’t their massive profits used to subsidise us anymore?
Because those profits are filling someone’s drinks cabinet in the Cayman Islands or some other exotic place.
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Re: How do young people cope?
Base level energy costs are back to their 3 year old levels ( i think it might have been Jamie Jenkins who stated this on X) those of us who pay these bills are well aware that prices haven't decreased in line with the reduced costs, did anyone, honest a god, think they ever would ? but back to the topic, the squeezing out of home ownership, this is IMO by design, get ready for the 15 min cities boys and girls & other!!, pokey little flats in high rise tower blocks, no need of car ownership, finances controlled by CBDC, carbon credits & holidays in Blackpool for us plebs, conspiracy ?, we'll see
How do young people cope ? you are not supposed to, you will be broken until you comply.
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Re: How do young people cope?
Council tax has gone through the roof over the last decade as well. Here in Barry , Vale of Glam have increased it by nearly 50 percent in the last decade and some of the proposed rises this year are astronomical. Do we really need 22 unitary authorities for a population slightly less than Greater Manchester? My youngest son who has a young family lives in Llantrisant and is dreading the rise RCT want to levy this year.
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Re: How do young people cope?
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Originally Posted by
Heathblue
Base level energy costs are back to their 3 year old levels ( i think it might have been Jamie Jenkins who stated this on X) those of us who pay these bills are well aware that prices haven't decreased in line with the reduced costs, did anyone, honest a god, think they ever would ? but back to the topic, the squeezing out of home ownership, this is IMO by design, get ready for the 15 min cities boys and girls & other!!, pokey little flats in high rise tower blocks, no need of car ownership, finances controlled by CBDC, carbon credits & holidays in Blackpool for us plebs, conspiracy ?, we'll see
How do young people cope ? you are not supposed to, you will be broken until you comply.
I don't think the fall in owner occupation is anything to do with your bundle of 'conspiracy ?' plots.
The biggest factor is cash rich buy-to-let landlords squeezing out first time buyers who have seen the cost of homes skyrocket whilst their wages have been stagnant or fallen. Other factors too - but from 70.9 of all homes being owner occupied in 2003, it has now fallen to 64.3% (was 62.6% in 2016). Not a problem if that is part of a mixed and affordable housing stock that meets needs - but it isn't.
At the same time social renting (mostly Council and Housing Association) has fallen to its lowest in a century at 16.6%. Private renting is up to around 19-20% of the total stock of homes. A big chunk of those privately rented homes are ex Council Right To Buys that have been sold on and ended up with private landlords who typically (in London and some other big cities) charge 3 times the rent of an identical retained Council home - either adding to homelessness (some of it hidden) or to the national housing benefit bill. As with low wages, bad employers and bad landlords are subsidised via the Treasury by the rest of us.
So not 15 minutes cities, the end of cash, or Bill Gates chips floating in our latest vaccine shot - just under regulated capitalism where the rich get richer and the majority just try to stay afloat.
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Re: How do young people cope?
Quote:
Originally Posted by
blue matt
Wouldnt want to bore anyone, sharp and too the point now :thumbup:
I know where my stories aren't wanted
Damn shame, I always liked them.
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Re: How do young people cope?
Quote:
Originally Posted by
islandblue
Council tax has gone through the roof over the last decade as well. Here in Barry , Vale of Glam have increased it by nearly 50 percent in the last decade and some of the proposed rises this year are astronomical. Do we really need 22 unitary authorities for a population slightly less than Greater Manchester? My youngest son who has a young family lives in Llantrisant and is dreading the rise RCT want to levy this year.
It's worth looking up what this is spent on. Our council budget was released a few weeks back, 50% of the overall county council budget went to adult social care.
People think their council tax covers people to pick their bins up and potholes, which makes people think it's terrible value. Social care should be centrally funded to take away this lottery of funding, some councils will be in a far worse place than others because of demographics.
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Re: How do young people cope?
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Originally Posted by
Eric Cartman
It's worth looking up what this is spent on. Our council budget was released a few weeks back, 50% of the overall county council budget went to adult social care.
People think their council tax covers people to pick their bins up and potholes, which makes people think it's terrible value. Social care should be centrally funded to take away this lottery of funding, some councils will be in a far worse place than others because of demographics.
Council funding has also been a terrific sleight of hand. Westminster allowed councils to keep business rates in place of some central funding, so councils in areas that can generate more rates will be better off. It doesn't help that some believe that business rates are a part of the reason for declining town centres.
Council tax only makes up around 10-15% of council funding, so the public don't see the real extent of how much council funding is cut. They just see council tax rises and less services and often think there's huge amounts of money being wasted.
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Re: How do young people cope?
feck the young, they can borrow a pram from family. how do the old cope ?
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Re: How do young people cope?
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Originally Posted by
ToTaL ITK
feck the young, they can borrow a pram from family. how do the old cope ?
Ya, youth is wasted on the young !!!
How come they always buy the most expensive lagers ?
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Re: How do young people cope?
Do you mean the best union in the world doesn’t work? GREAT Britain blah blah. I emigrated and wouldn’t return now, Wales has so much potential but the public are too scared and downbeat.
I’ve never met a more depressing, pessimistic nation of people. Wales powered the world at one point and has nothing to show for it
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Re: How do young people cope?
Quote:
Originally Posted by
WJ99mobile
We've recently found out we're expecting our first child and went to look at prams and newborn stuff yesterday.
For the most popular brand it was a staggering £1400 for just a pram and car seat.
Mid terrace 2 bed house for rent in Canton is about £1400/month
Car insurance is about £750 for a 25 year old.
And I know everyone is in the same boat with high costs, but how are young familes (younger than me) supposed to survive these days when they're stuck in entry level jobs?
Those lucky people who were young in 1939 had it so much easier they didn't have to worry about prams or buying a nice house in a suburb, the government looked after them providing them with a nice free trench and free food, it's so tough now.
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Re: How do young people cope?
Quote:
Originally Posted by
WJ99mobile
We've recently found out we're expecting our first child and went to look at prams and newborn stuff yesterday.
For the most popular brand it was a staggering £1400 for just a pram and car seat.
Mid terrace 2 bed house for rent in Canton is about £1400/month
Car insurance is about £750 for a 25 year old.
And I know everyone is in the same boat with high costs, but how are young familes (younger than me) supposed to survive these days when they're stuck in entry level jobs?
If you spend £1400 on a pram and £1400pm to rent 2 bedroom house in Canton you need locking up.
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Re: How do young people cope?
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Originally Posted by
North Cardiff Blue
Those lucky people who were young in 1939 had it so much easier they didn't have to worry about prams or buying a nice house in a suburb, the government looked after them providing them with a nice free trench and free food, it's so tough now.
Put the Daily Mail down Gammon Face.
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Re: How do young people cope?
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Originally Posted by
J R Hartley
Put the Daily Mail down Gammon Face.
:hehe: Says someone angry with a red face :hehe:
The softest attempt at an insult I've ever heard.
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Re: How do young people cope?
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Originally Posted by
North Cardiff Blue
:hehe: Says someone angry with a red face :hehe:
The softest attempt at an insult I've ever heard.
Is that all you could come up with? At the second attempt too :hehe:
People shouldnt complain about their current state of affairs because there was a war nearly 100 years ago. Lets be fair.
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Re: How do young people cope?
Quote:
Originally Posted by
J R Hartley
Is that all you could come up with? At the second attempt too :hehe:
People shouldnt complain about their current state of affairs because there was a war nearly 100 years ago. Lets be fair.
It was soft, gammon face so offensive :hehe:
No point crying on message boards because 50% don't care and the other 50% are glad you're having a sht time, just get on with it.
The post is nonsense anyway who would spend £1400 on a pram and £1400pm on renting 2 beds in Canton?
ebay have nearly new prams for £50.
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Re: How do young people cope?
Quote:
Originally Posted by
North Cardiff Blue
Those lucky people who were young in 1939 had it so much easier they didn't have to worry about prams or buying a nice house in a suburb, the government looked after them providing them with a nice free trench and free food, it's so tough now.
Do you realise your statement only refers to people who are over 100? Which is about 15,000.
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Re: How do young people cope?
Quote:
Originally Posted by
North Cardiff Blue
It was soft, gammon face so offensive :hehe:
No point crying on message boards because 50% don't care and the other 50% are glad you're having a sht time, just get on with it.
The post is nonsense anyway who would spend £1400 on a pram and £1400pm on renting 2 beds in Canton?
ebay have nearly new prams for £50.
Does eBay have a 2 bed flat for 50 quid a month?
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Re: How do young people cope?
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Originally Posted by
Canton Kev
Does eBay have a 2 bed flat for 50 quid a month?
Yes send the money to some guy in Nigeria and he will sort it all out for you :thumbup:
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Re: How do young people cope?
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Originally Posted by
North Cardiff Blue
Yes send the money to some guy in Nigeria and he will sort it all out for you :thumbup:
Can you ask him when I will be receiving the genuine princess he promised me. Thanks in advance
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Re: How do young people cope?
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Originally Posted by
light up the darkness
Can you ask him when I will be receiving the genuine princess he promised me. Thanks in advance
He said yes but there was an accident and her mother got ill so she needs another £5,000 for hospital care and a new flight first :thumbup: