That advert warning of Scams is the best thing that the FCA have ever done. Many would say it's about the only good thing that they've done.
Last week a client of mine, who we've been looking after for over 10 years encashed £250,000 to invest in what stinks of a financial Scam. He's been promised a 'guaranteed' return of 8% per annum income, and they're paying this on a sample of £10k that he invested two months ago.
I would bet my house that he, or his family will never see any of that money again - and the people he's given it to are not FCA regulated so he's got absolutely no recourse if they spend the £250k on Jetskis.
It gets my blood boiling just thinking about it.