Quote Originally Posted by Re-sign Carl Dale View Post
Hmmm ... yes and no.

'Recycling' your tax free lump sum back into a pension to get tax relief again is prohibited by HMRC. (Any pension has a declaration that you need to sign to confirm that your contributions haven't come from a pension lump sum).

However there's nothing stopping you living off that lump sum, and moving money from your own personal savings into a people's pension or similar.
What's a "people's pension"?

I have another question on NICs - I looked at my record and for the period I was in HE I have missing years. That doesn't seem fair/correct. Anyone any idea on this?