Quote Originally Posted by IanD View Post
My calculation says payback in just under 4 years...same hymn sheet! I've got another 3 years, 4 if I overpay a bit, of class 3 voluntary NICs to go for a full pension. Careful planning will keep the tax woman at bay, too.
I haven't paid any NICs since 2005. I have 5 missing gap years to make up to qualify for a full pension.
I made a bank payment (class 3) last week for one of those missing years. Once they update my record on the Government Gateway site, I'll make the remaining four payments in one go.