My old dear has recently been diagnosed with a mental illness that means she can't drive and as a frail 86 year old , I wouldn't want her to .

She is the registered owner of a Ford 1.6 runaround

As a full UK driving licence vehicle holder can I just phone up the insurance company and insure it in my name as only driver ?

Or do I have to be the registered owner ?

If so how do I transfer things over ?

My mother is very confused and in no position to sign or agree to forms .