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Thread: Does everyone on here bank online ?

  1. #1

    Does everyone on here bank online ?

    I don't

    I still get statements in the post

    And write cheques

    And I use cash

    I went to tescos in Bridgend the other day with my penny jar and got 60 quid back

    I am living in 1992

  2. #2

    Re: Does everyone on here bank online ?

    Quote Originally Posted by SLUDGE FACTORY View Post
    I don't

    I still get statements in the post

    And write cheques

    And I use cash

    I went to tescos in Bridgend the other day with my penny jar and got 60 quid back

    I am living in 1992
    In so many ways

  3. #3

    Re: Does everyone on here bank online ?

    more like 1982

    yes it's a doddle sludge

  4. #4

    Re: Does everyone on here bank online ?

    Quote Originally Posted by SLUDGE FACTORY View Post
    I don't

    I still get statements in the post

    And write cheques

    And I use cash

    I went to tescos in Bridgend the other day with my penny jar and got 60 quid back

    I am living in 1992
    Don't blame you - that's the year City won Division Three.

  5. #5

    Re: Does everyone on here bank online ?

    Quote Originally Posted by SLUDGE FACTORY View Post
    I don't

    I still get statements in the post

    And write cheques

    And I use cash

    I went to tescos in Bridgend the other day with my penny jar and got 60 quid back

    I am living in 1992
    I can't recall the last time I wrote a cheque. Probably about 30 years ago, I would guess.

  6. #6

    Re: Does everyone on here bank online ?

    Yes

  7. #7
    International jon1959's Avatar
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    Re: Does everyone on here bank online ?

    I still get statements in the post (bank account and credit card).

    I still have a cheque book that I use at least once a year!

    I still use cash - though not so much under Copvid.

    But I bank online most of the time.

  8. #8

    Re: Does everyone on here bank online ?

    Quote Originally Posted by Cyncoed Slumdog View Post
    Don't blame you - that's the year City won Division Three.
    It was 1993. I left in 1992. We missed out on the playoffs. Drew at home to Crewe and it was all over.

  9. #9

    Re: Does everyone on here bank online ?

    I'm a bit old school like Sludge. I still tend to go to the cashpoint, and pay for my shopping etc with cash.
    I'm not very tech savvy and I'd worry my account could get hacked. So how safe is online banking? What are the benefits? Help change my mind boys.

  10. #10

    Re: Does everyone on here bank online ?

    Quote Originally Posted by SLUDGE FACTORY View Post
    I don't

    I still get statements in the post

    And write cheques

    And I use cash

    I went to tescos in Bridgend the other day with my penny jar and got 60 quid back

    I am living in 1992
    Being partially self employed, I've noticed quite a drop in the number of people who use cheques nowadays. 5 years ago I reckon half of my work was paid by cheque. Everyone pays by bank transfer or by cash now. Banks don't routinely send out cheque books any more, either.

  11. #11

    Re: Does everyone on here bank online ?

    I moved to First Direct some 25 years ago, and it's gone from telephone, to online, and now via mobile. I have to say, it's pretty good, and if asked, I always recommend them.

    Regarding the use of cash, I went in the small Tesco close to where I work recently, and they had removed the cash option from all of their self-service machines - you have to use a card. So now, you get long queues of people at the till, who all want to pay in cash. Tesco brought in the self-serve to cut down on till use, but now, they have removed the cash element, and as a consequence, they have to re-open the tills. Where is the logic in that?

    Needless to say, I join the queue and pay in cash - not because I want to, but because I object to the fact that the machines have been changed. It's almost like I pay in cash just to spite them. I don't mind using a card, but if I want to pay in cash, the option should be there.

  12. #12

    Re: Does everyone on here bank online ?

    Iím also a long term First Direct customer (since 1997) and have seen that transition from phone to web to app, which all the other banks have followed.
    The point is that you donít have to everything online - society wants to categorise people as digital or analogue, when you can be both.
    Online banking is safe and if your account is hacked through no fault of your own, then itís the bankís liability.

  13. #13

    Re: Does everyone on here bank online ?

    Quote Originally Posted by SLUDGE FACTORY View Post
    I don't

    I still get statements in the post

    And write cheques

    And I use cash

    I went to tescos in Bridgend the other day with my penny jar and got 60 quid back

    I am living in 1992
    I barter with home grown vegetables for me needs

  14. #14

    Re: Does everyone on here bank online ?

    I split my income into being paid into two different online bank accounts (both of which I use exclusively via mobile phone apps) and switch those funds to two other banks every year i.e. after I have satisfied the terms and conditions for the financial rewards for doing so. It's painless and beats the paltry interest rates available available on current accounts.
    Surprisingly, the PIN sentinel gizmos (or whatever they are called) issued by banks seem to work in respect of other banks.

  15. #15

    Re: Does everyone on here bank online ?

    I am staying old school as long as I can

    Sod online banking

    Soul Crew Since 1982

    Keeping The Faith

  16. #16

    Re: Does everyone on here bank online ?

    Quote Originally Posted by SLUDGE FACTORY View Post
    I am staying old school as long as I can

    Sod online banking

    Soul Crew Since 1982

    Keeping The Faith
    Does your Patrick Cagoule still fit?

  17. #17

    Re: Does everyone on here bank online ?

    WE have a 'traditional' current account (online) where salaries get paid into and all direct debits go out from. We have a cheque book for it but never use it and get our statements online. Easy enough to transfer money in and out via their app.

    But we also use a new online Monzo account where we transfer funds to each week and use that as our running money for the week leaving the normal bank account relatively untouched and just covering the DD. The Monzo account allows us to create separate pots where we allocate money for various reasons so we build up funds for upcoming events, projects etc. The main part of that account comes with joint account debit cards and apple pay so we use it as if it was cash in our pocket and the app updates in real time after each purchase.

    The app makes it easy to filter money into many mini pots for things like travel, saving for season tickets, my savings pot for going to the euros (probably be using that for something else though).

    So easy to manage it all via the app and not stuffing cash in envelopes or having savings books.

  18. #18

    Re: Does everyone on here bank online ?

    I'm going to take a wild punt here and say that Bluetit doesn't use online banking

  19. #19

    Re: Does everyone on here bank online ?

    Quote Originally Posted by delmbox View Post
    I'm going to take a wild punt here and say that Bluetit doesn't use online banking
    Cash is king.

  20. #20

    Re: Does everyone on here bank online ?

    Your local postman could drop your statement or cheque book in the wrong house and you could be defrauded that way.
    I know someone who doesn't bank online and her card has cloned in Pretty Miss Cwmbran some years ago

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