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Thread: Does everyone on here bank online ?

  1. #21

    Re: Does everyone on here bank online ?

    Quote Originally Posted by Eric the Half a Bee View Post
    Being partially self employed, I've noticed quite a drop in the number of people who use cheques nowadays. 5 years ago I reckon half of my work was paid by cheque. Everyone pays by bank transfer or by cash now. Banks don't routinely send out cheque books any more, either.
    When I opened a joint account about 7 years ago I had to ask for a cheque book as thought it would have its uses. We have never used it though.

  2. #22

    Re: Does everyone on here bank online ?

    Quote Originally Posted by 2b2bdoo View Post
    When I opened a joint account about 7 years ago I had to ask for a cheque book as thought it would have its uses. We have never used it though.
    The cost of cheque use has risen significantly.

    I do feel for the elderly though as they do and still use the older fiancial methods, as they feel comfortable with them , including wanting to go to thier nearest bank once a month .

    There was a move to eliminate cheque clearing by 2018 that has now been put on the back burner as it would effect the elderly, SME's, small self employed business like clubs and at home businesses.

  3. #23

    Re: Does everyone on here bank online ?

    I use Starling Bank for all my business needs, its 100% app based, i can pay in 4 cheques per week by just taking a picture of them, its free, you can have a " virtual card " for any one of payment, so the money goes out and the card is then gone, i have a real card that i have set-up on apple pay, its free ( as its not really a business account )

    I get a message when payments are made into the account

    you get a payment link , so "payingformattsdisneyholiday".com

    a great account, i would move all our banking to them, but the mrs likes the idea of a real bank that you can pop into with any issues

  4. #24

    Re: Does everyone on here bank online ?

    Quote Originally Posted by SLUDGE FACTORY View Post
    I don't

    I still get statements in the post

    And write cheques

    And I use cash

    I went to tescos in Bridgend the other day with my penny jar and got 60 quid back

    I am living in 1992
    That was a good year mind, Id happily pop back there. Care free as fu....

  5. #25

    Re: Does everyone on here bank online ?

    Quote Originally Posted by goats View Post
    That was a good year mind, I’d happily pop back there. Care free as fu....
    with the knowledge that the best year is just one year away, 93 for me was special

  6. #26

    Re: Does everyone on here bank online ?

    Quote Originally Posted by tforturton View Post
    I moved to First Direct some 25 years ago, and it's gone from telephone, to online, and now via mobile. I have to say, it's pretty good, and if asked, I always recommend them.

    Regarding the use of cash, I went in the small Tesco close to where I work recently, and they had removed the cash option from all of their self-service machines - you have to use a card. So now, you get long queues of people at the till, who all want to pay in cash. Tesco brought in the self-serve to cut down on till use, but now, they have removed the cash element, and as a consequence, they have to re-open the tills. Where is the logic in that?

    Needless to say, I join the queue and pay in cash - not because I want to, but because I object to the fact that the machines have been changed. It's almost like I pay in cash just to spite them. I don't mind using a card, but if I want to pay in cash, the option should be there.
    I remember a few years ago when 'my' Tesco introduced self-service tills at the expense of around half a dozen staffed ones. The manager was keenly directing me towards them and was a little taken aback when I told him I preferred to talk another human being and help keep her[him] in a job. I also make a point of using cash for day-to-day purchases.

  7. #27

    Re: Does everyone on here bank online ?

    Quote Originally Posted by valleys caveman View Post
    Cash is king.
    Coins rule nothing.

  8. #28

    Re: Does everyone on here bank online ?

    The the vast majority we use online banking. Until I'd say a couple of years ago we used some cheques, but that was mainly for kids stuff at school. Even that has stopped now as the school are using ParentPay.
    Still have to visit the branch every now and then as my elderly inlaws still like to send us a cheque for birthday presents etc and, I think, Nat West are one of the few banks who dont allow you to upload a photo of a cheque to pay it in.

  9. #29

    Re: Does everyone on here bank online ?

    Yes and so did my long lost Nigerian uncle, he was a prince you know ....

  10. #30

    Re: Does everyone on here bank online ?

    Quote Originally Posted by Des Parrot View Post
    Yes and so did my long lost Nigerian uncle, he was a prince you know ....
    https://www.youtube.com/watch?v=bOOH1-N3EcE

  11. #31

    Re: Does everyone on here bank online ?

    haven't used a cheque in 30 years, not stood in a bank for over 15 years, not used cash in over two years.

  12. #32

    Re: Does everyone on here bank online ?

    Quote Originally Posted by ToTaL ITK View Post
    haven't used a cheque in 30 years, not stood in a bank for over 15 years, not used cash in over two years.
    Impressive. 30 years though? How did you manage in the 90s? I still have to write a handful of checks every year. I still pay certain tradesmen (plumbers etc) in cash. I keep cash in the house, and I usually carry some in my pocket. but I very rarely use it.

  13. #33

    Re: Does everyone on here bank online ?

    Quote Originally Posted by SLUDGE FACTORY View Post
    I don't

    I still get statements in the post

    And write cheques

    And I use cash

    I went to tescos in Bridgend the other day with my penny jar and got 60 quid back

    I am living in 1992
    But, why?

  14. #34

    Re: Does everyone on here bank online ?

    Quote Originally Posted by stevo View Post
    But, why?
    As I said , I am living in 1992

    You should see my hair

  15. #35

    Re: Does everyone on here bank online ?

    Quote Originally Posted by delmbox View Post
    I'm going to take a wild punt here and say that Bluetit doesn't use online banking
    A rant none of us knew we needed

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