So it's National Insurance then

[19bluebirds27]

I feel bad for people in that situation. Chances are, I'll be in that situation myself one day.

But realistically, how can 'the pot' completely support a beautiful beachfront property and care home costs?

When you say the house was taken away, was it being repossessed by the mortgage company?

Because they owned a home they had to use the equity on this home to fund their care - it’s not free to them.
How bad would they have felt in their final years knowing this has happened and leave little to pass on
Then there are people who have lived off the state forever and continue to get that care for free.

[lardy]

Because they owned a home they had to use the equity on this home to fund their care - it’s not free to them.
How bad would they have felt in their final years knowing this has happened and leave little to pass on
Then there are people who have lived off the state forever and continue to get that care for free.

Yes I see your point here