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Thread: So it's National Insurance then

  1. #21

    Re: So it's National Insurance then

    The social care system in this country has had it

    The elderly population keeps living longer

    And the people who work in care are paid crap wages

    It's a tsunami

  2. #22

    Re: So it's National Insurance then

    Quote Originally Posted by Eric Cartman View Post
    Other way around, nobody will pay more than 85k
    Well that's a surprise 😮

  3. #23

    Re: So it's National Insurance then

    Quote Originally Posted by Vindec View Post
    Having been through the existing system when I had to sell my parents house to pay Nursing Home fees these new arrangements are an improvement even though it is far from perfect. Whatever system anyone comes up with will generate objections but at least Johnson and co have grasped the nettle even though it breaks a major manifesto commitment.
    I think thats my thinking of it really. Although I havent been through the nursing home situation, my father is in his 70s and in poor health, so it's the medium term future for me.

  4. #24

    Re: So it's National Insurance then

    Quote Originally Posted by SLUDGE FACTORY View Post
    The social care system in this country has had it

    The elderly population keeps living longer

    And the people who work in care are paid crap wages

    It's a tsunami
    Unless its funded from the public purse , taxpayers or as other countries do through separate insurance , as you righty point out folk are living and working longer that pulls on the purse strings as the elderly need greater support and care , we can't have it all ways Covid health funding ,vaccines , job / business support , has tipped the world of government funding on its head , extreme measure for extreme times .

    I note the triple lock is going to be suspended or scrapped , this is a big balancing act .

  5. #25

    Re: So it's National Insurance then

    Social care definitely needs sorting as it's been underfunded for ages, but NI in it's current form is the wrong way to fund it.
    Someone earning £20k a year will now pay 6.9% of their salary on NI, going up to 10.7% at £50k - fair enough, but then it starts to go down, with £100k earners paying 7% and £130k earners 6.1%.
    Income from share dividends, investments and property are exempt from NI too.
    Should be income tax, not NI.

  6. #26

    Re: So it's National Insurance then

    Quote Originally Posted by Vindec View Post
    Whatever system anyone comes up with will generate objections but at least Johnson and co have grasped the nettle even though it breaks a major manifesto commitment.
    Yes, the first government to actually do something about the problem.

  7. #27

    Re: So it's National Insurance then

    Quote Originally Posted by Grievous Angel View Post
    Ah yes - but it's only a 1.25% increase and not the 2% we were being told - or spun.
    Employers pay the same amount so its 2.5% in total.

  8. #28

    Re: So it's National Insurance then

    Quote Originally Posted by Doucas View Post
    The richest in the UK made huge amounts of money on the back of the pandemic, why not tax them?

    Answer - because the tories have been bought out by them and the average person from the UK decides its immigrants fault instead of the mega rich (thanks to the daily mail and the sun)
    Yes.

  9. #29

    Re: So it's National Insurance then

    Quote Originally Posted by dml1954 View Post
    I would say that for every Ďrichí person who has done well out of the pandemic, there are others that have lost loads of money or even their businesses.
    So you're saying wealth inequality has gotten better during the pandemic?

    Do you have any sources to back that up?

  10. #30

    Re: So it's National Insurance then

    Quote Originally Posted by lincoln blue View Post
    Employers pay the same amount so its 2.5% in total.
    The spin doctors (via the media) told us that individual employeeswould pay 2% extra, so I don't see what point you're trying to make by bringing employers' NI into it.

  11. #31

    Re: So it's National Insurance then

    The return of the Sheriff of Nottingham.
    OAPs pay the1.25 % national insurance tax.
    Triple lock suspended.
    Fuel bills going through the roof.
    Help we need a Robin Hood.
    Last edited by dandywarhol; 07-09-21 at 16:35. Reason: spelling

  12. #32

    Re: So it's National Insurance then

    Quote Originally Posted by dandywarhol View Post
    The return of the Sheriff of Nottingham.
    OAPs pay the1.25 % national insurance tax.
    Triple lock suspended.
    Fuel bills going through the roof.
    Help we need a Robin Hood.
    Do pensioners pay NI still?

  13. #33

    Re: So it's National Insurance then

    Quote Originally Posted by bluesp View Post
    Do pensioners pay NI still?
    From today yes,

  14. #34
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    Re: So it's National Insurance then

    Quote Originally Posted by dandywarhol View Post
    From today yes,
    Not from today. From next April but they will only pay the 1.25% on any earnings. That's me fecked lol

  15. #35

    Re: So it's National Insurance then

    Quote Originally Posted by xsnaggle View Post
    Not from today. From next April but they will only pay the 1.25% on any earnings. That's me fecked lol
    Not for everyone, doesn't the tax free allowance factor in

    People who earn under £9,564 don't have to pay National Insurance or the new levy.

    Somebody on £20,000 a year will pay an extra £130, while someone on £50,000 will pay £505 more.

    It will show as separate levy in the future called Health and Social Care Levy from 2023..

    This happens in Germany and Italy where you get minimum free care , and pay extra 3% insurance to pay for your longer term social care

    Triple lock suspended for one year

  16. #36

  17. #37

    Re: So it's National Insurance then

    If all this money is going into social care do you think the poorly paid ......many on 9 quid an hour .....health care staff that work for these money making private companies will benefit ?

    Better pay

    Better work conditions


    No chance

    Social care should be brought back under local authority complete control

    At present social services send out a job for these private care companies to bid for ....lowest bidder ......paying crap wages ....gets the work

    The directors rake in the cash , the staff are treated like dirt

    And if you think your loved ones are treated and cared for by well paid , motivated staff when in care homes .......think again

  18. #38

    Re: So it's National Insurance then

    Quote Originally Posted by SLUDGE FACTORY View Post
    If all this money is going into social care do you think the poorly paid ......many on 9 quid an hour .....health care staff that work for these money making private companies will benefit ?

    Better pay

    Better work conditions


    No chance

    Social care should be brought back under local authority complete control

    At present social services send out a job for these private care companies to bid for ....lowest bidder ......paying crap wages ....gets the work

    The directors rake in the cash , the staff are treated like dirt

    And if you think your loved ones are treated and cared for by well paid , motivated staff when in care homes .......think again
    There is a bill thundering behind this to deal with how Social care is run and delivered so hold that thought as there is more to come .

    I'd love to see Social Care provision dragged back into the NHS and away from the hands of private companies , to ensure the money provided is better delivered on behalf of the people and not for business owners of care homes who do make profit lets not forget they in turn pay their own people that inadequate low wage your pointing out

  19. #39

    Re: So it's National Insurance then

    Read earlier that someone was complaining that theyd be paying an extra £1300 a year.
    Must be tough for them living off a salary of £100k

  20. #40

    Re: So it's National Insurance then

    Quote Originally Posted by ninian opinian View Post
    With today's announcement, coupled with all the other increases since the bus, the health service will probably receive somewhere near or even more than the £350m per week but not because of BREXIT. The Kings Fund state an additional £60bn but it is impossible to disaggregate the figures with inflation etc.

    The bus statement was misleading but I suppose it was intended to convey the point that the BREXIT saving would free up funds for a government to spend that amount on the NHS or anything else for that matter. We know how that has worked out.

    Of course Labour might have a brilliant plan for social care but the interviews I have seen today avoids giving a straight answer. In essence there is no opposition plan meaning those who are asked to comment can only criticise.

    As I have said before, at least we now have a plan which is far better than the arrangements which currently apply which forced me to sell under a power of attorney my parents house for Nursing Home fees. The new arrangements are far from perfect but at least the nettle has been grasped.

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