So it's National Insurance then

[dandywarhol]

Do pensioners pay NI still?

From today yes,

[Feedback]

From today yes,

only if they work, which is fair enough

[xsnaggle]

From today yes,

Not from today. From next April but they will only pay the 1.25% on any earnings. That's me fecked lol

[life on mars]

Not from today. From next April but they will only pay the 1.25% on any earnings. That's me fecked lol

Not for everyone, doesn't the tax free allowance factor in

People who earn under £9,564 don't have to pay National Insurance or the new levy.

Somebody on £20,000 a year will pay an extra £130, while someone on £50,000 will pay £505 more.

It will show as separate levy in the future called Health and Social Care Levy from 2023..

This happens in Germany and Italy where you get minimum free care , and pay extra 3% insurance to pay for your longer term social care

Triple lock suspended for one year

[ninian opinian]

How it started v how it’s going

F69C31C4-114C-421F-A4F1-7CEE82028C51.jpg

E3798979-6709-4E5D-89F3-1B914DDC058A.jpg

[SLUDGE FACTORY]

If all this money is going into social care do you think the poorly paid ......many on 9 quid an hour .....health care staff that work for these money making private companies will benefit ?

Better pay

Better work conditions


No chance

Social care should be brought back under local authority complete control

At present social services send out a job for these private care companies to bid for ....lowest bidder ......paying crap wages ....gets the work

The directors rake in the cash , the staff are treated like dirt

And if you think your loved ones are treated and cared for by well paid , motivated staff when in care homes .......think again

[life on mars]

If all this money is going into social care do you think the poorly paid ......many on 9 quid an hour .....health care staff that work for these money making private companies will benefit ?

Better pay

Better work conditions


No chance

Social care should be brought back under local authority complete control

At present social services send out a job for these private care companies to bid for ....lowest bidder ......paying crap wages ....gets the work

The directors rake in the cash , the staff are treated like dirt

And if you think your loved ones are treated and cared for by well paid , motivated staff when in care homes .......think again

There is a bill thundering behind this to deal with how Social care is run and delivered so hold that thought as there is more to come .

I'd love to see Social Care provision dragged back into the NHS and away from the hands of private companies , to ensure the money provided is better delivered on behalf of the people and not for business owners of care homes who do make profit lets not forget they in turn pay their own people that inadequate low wage your pointing out

[Feedback]

If all this money is going into social care do you think the poorly paid ......many on 9 quid an hour .....health care staff that work for these money making private companies will benefit ?

Better pay

Better work conditions


No chance

Social care should be brought back under local authority complete control

At present social services send out a job for these private care companies to bid for ....lowest bidder ......paying crap wages ....gets the work

The directors rake in the cash , the staff are treated like dirt

And if you think your loved ones are treated and cared for by well paid , motivated staff when in care homes .......think again

LAs can stipulate that those tendering must meet certain obligations, such as a minimum level of pay. There is no reason why the LAs can't dictate the terms.

[Nobody's Rep]

LAs can stipulate that those tendering must meet certain obligations, such as a minimum level of pay. There is no reason why the LAs can't dictate the terms.

Well there is in as much as LAs don't have a bottomless pit of money due to years of austerity.

The main push into private care has been in the last decade especially in domiciliary care and this was seen as a way of driving down the cost of the hourly rate of care to help balance the books

The main problem with private provision is that for every £1 they get given they try to spend only a proportion of it and keep some back for profit - that profit has become less and less hence why packages of care are being returned - this and the staffing crisis as people walk away post pandemic

There are really good private providers out there as there are bad voluntary or statutory providers

Its not as simple as one or other but there are over 1000 providers in social care in Wales alone which makes the market place a little bit complex to say the least

[The Bloop]

Read earlier that someone was complaining that theyd be paying an extra £1300 a year.
Must be tough for them living off a salary of £100k

[Feedback]

Read earlier that someone was complaining that theyd be paying an extra £1300 a year.
Must be tough for them living off a salary of £100k

I'll be worse off by several thousand a year. I won't even notice it and neither will someone losing £1300 a year on a £100k salary. I'd pay more if it meant those earning less paid less.

If we have champagne tastes we can't expect to use beer money.

[Vindec]

How it started v how it’s going

F69C31C4-114C-421F-A4F1-7CEE82028C51.jpg

E3798979-6709-4E5D-89F3-1B914DDC058A.jpg

With today's announcement, coupled with all the other increases since the bus, the health service will probably receive somewhere near or even more than the £350m per week but not because of BREXIT. The Kings Fund state an additional £60bn but it is impossible to disaggregate the figures with inflation etc.

The bus statement was misleading but I suppose it was intended to convey the point that the BREXIT saving would free up funds for a government to spend that amount on the NHS or anything else for that matter. We know how that has worked out.

Of course Labour might have a brilliant plan for social care but the interviews I have seen today avoids giving a straight answer. In essence there is no opposition plan meaning those who are asked to comment can only criticise.

As I have said before, at least we now have a plan which is far better than the arrangements which currently apply which forced me to sell under a power of attorney my parents house for Nursing Home fees. The new arrangements are far from perfect but at least the nettle has been grasped.

[The Bloop]

With today's announcement, coupled with all the other increases since the bus, the health service will probably receive somewhere near or even more than the £350m per week but not because of BREXIT. The Kings Fund state an additional £60bn but it is impossible to disaggregate the figures with inflation etc.

The bus statement was misleading but I suppose it was intended to convey the point that the BREXIT saving would free up funds for a government to spend that amount on the NHS or anything else for that matter. We know how that has worked out.

Of course Labour might have a brilliant plan for social care but the interviews I have seen today avoids giving a straight answer. In essence there is no opposition plan meaning those who are asked to comment can only criticise.

As I have said before, at least we now have a plan which is far better than the arrangements which currently apply which forced me to sell under a power of attorney my parents house for Nursing Home fees. The new arrangements are far from perfect but at least the nettle has been grasped.

There's no denying the extra funding that the current government has put into the NHS, but isnt it just papering over the cracks of cuts by previous Tory administrations?

[life on mars]

Putting politics aside we do need to consider that 400 billion has been spent on Covid and that is an extraordinary value.

[Undercoverinwurzelland]

Of course Labour might have a brilliant plan for social care but the interviews I have seen today avoids giving a straight answer. In essence there is no opposition plan meaning those who are asked to comment can only criticise

This is a massive open goal for Labour, which I'm sure they'll completely miss like usual.

[life on mars]

So someone earning 50k could mitigate the NI rise by drinking aporox 4 pints less per week .

[MOZZER2]

c,mon starmer now its your chance to shine .....................

[cityhammer]

c,mon starmer now its your chance to shine .....................

this is going to be good.

[tforturton]

My understanding that this increase was also to help clear some of the NHS backlog?

[chris lee]

edit

[SLUDGE FACTORY]

Thank you for the explanation, as always with these things the devil is in the detail eh? It frightens me to think what kind of care we would get for £35,000 per year when we pay nearly double that. I don't know if you've had any experience dealing with Cardiff Council to help with care funding but bloody hell they are slow, still waiting for an assessment of my mum's needs after 6 months!

Aye , it's torture

Good luck

[SLUDGE FACTORY]

Whilst we are living in unprecedented times ......

Matt Hancock , Mr Naughty as he's known with the ladies , stood up in the commons to speak 😉

WTF ?

[William Treseder]

Lets be honest here. At a rough guess, i’d say at least 50% of self employed folk claimed all 5 government grants, when they couldn’t really justify it.
That will be conveniently brushed under the carpet by the Government bashers on here.

[SLUDGE FACTORY]

Lets be honest here. At a rough guess, i’d say at least 50% of self employed folk claimed all 5 government grants, when they couldn’t really justify it.
That will be conveniently brushed under the carpet by the Government bashers on here.

Self employed people who said their declared income was etc etc and were accused of always trousering the cash had an income during the pandemic equitable to what they had declared

Which is right and justifiable isn't it ?

[Vindec]

Assuming that this idea is a re-invented version of changes proposed in 2015 (which it seems to be), the idea that no-one will pay more than £85,000 is a myth, unfortunately - but it's a great headline!

I'm an IFA specialising in retirement / later life planning, and the proposal seems to be along the lines of ...

Let's say someone's paying £60,000pa (which is about the rate for a good quality care home).

Firstly, £12-£14,000 of this £60,000 will be treated as 'hotel costs' (food and accommodation) so immediately only around £47,000 will be counted towards the 'cap'.

Secondly, the system needs to be set up to avoid it being abused ... if it's all fully paid for when someone hits the 'cap', then we there would be a clamour to book mum and dad the flashest, nicest - and most expensive care home possible. So the amount that counts toward the 'cap' will be a 'reasonable' one. This looks like it's based on what the local authority pay for their care homes; somewhere in the region of £35,000pa.

So, forget that someone's paying £60,000 - Boris reckons £35,000 is what's 'reasonable' to pay (although I've not met any self-funder able to get a half decent care home for anywhere near this), and we need to deduct £13,000 for hotel costs. Therefore of the £60,000 paid, only around £22,000 will only count to this £85,000 'cap'.

To hit the £85,000 'cap' on care, someone paying £60,000pa would need to have actually paid around four years (longer than the average spell in a care home incidentally) - so around £240,000.

After this point, Bozza will step in and pay what they feel is a reasonable element towards the 'care' cost (ie £22,000 per year of the £60,000).

I've got too much time on my hands ... bring back the football!!!

Very interesting. If true there is not a single commentator who has analysed the implications in such detail. I presume the upshot of today's plan will mean those in residential care will still be required to sell their homes to pay for their care.

If that is the case I cannot understand why so much money is required to pay for a system that is not very much different (except for some tinkering around the edges) to the present arrangements.