My basic start point is this. I’ve worked continuously for 47 years, I basically know no other way of life, as in work keeps me engaged mentally & with daily challenges.

My employer has asked me to defer my retirement & offered an extended 2 year deal on extremely good terms.

So that’s the easy option for me.

On the other hand, my physical health is deteriorating and I owe it too myself & family to get some non-work time after all of these years.

If I’m totally honest I find retirement scary, to make the transition from responsibility & mental challenge to nothing.

How have others found this transition?