Reply With QuoteWho are these Torries that you keep mentioning? Are they involved anywhereOriginally Posted by North Cardiff Blue
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I spent 8 years driving all over Europe. Every few miles there were signs saying the development was supported with finance from the ERDF. So Blaenau Gwent, Merthyr et al were not the only beneficiaries of European money. However, the money was not European money; it was partly ours. The system worked like this: The Government contributed into the ERDF each year but received far less back from the EU for ERDF projects. Decisions on allocations were made by the EU in consultation with Member States.
All I know is that the roads and rail links in Europe are far better than those in the UK. It seemed to me that we were getting short changed and when I went to one of the rail tunnel openings (in Benicassim on the main rail link between Valencia and Barcelona) the Mayor welcomed those of us from the UK and jokingly thanked us for our generous contribution..
Who are these Torries that you keep mentioning? Are they involved anywhere
But £18,000 wasn't the average house price in 1976, it was about £11,500. So by your own figures that's 4x the average wage.
You say the average wage is £31,500 which is probably about right (although median wage would be better) but the average house price in the UK is now £290,000 which is about 9-10x that figure. Most mortgage providers will only loan up to 4x your salary now, are you starting to see the gigantic problem yet?
We have a generation of older people who despite no matter how many facts you're shown you will refuse to see how bad things are at the moment. Which is why things keep getting worse because you've got your heads in the sand and keep voting for this.
This shouldn't even need to be a discussion, it's like asking if the sky is blue.
And before I hear the 'you're just jealous' I am a homeowner.
Sources:
https://www.housepricecrash.co.uk/in...nal-inflation/
https://www.theguardian.com/business...starts-to-cool
Isn't it all due to 'mass migration'? More economically active, tax paying citizens. Lovely!
We have been using quantitave easing and spending for a long time , it's created false demand . So thats going to have to stop or inflation becomes a runaway train . Even more so given the energy situation .
This government has failed to protect this country from a shitstorm and now its here its too late .
Truss talking about cutting tax to stimulate the economy is bollocks , she's a bullshitter just wanting the top job and she knows the blue rinse brigade and all the saps will elect her if she talks about their money .
It's 18 months at least of digging deep and as usual it's those at the bottom and middle who will get it .
It makes me laugh that the Tories play the game of financial management 🤣
This lot are the last people you want to be stuck in a toilet with .
Good for you. A 0.5% hike isn't going to hurt you - we were getting hikes of 2 and 3%.
The 2 sites you linked, well. The Guardian is the portent of doom and despair, and the other one has been predicting the crash of house prices for 20 odd years. We ain't all going to burn, starve, freeze. Just enjoy life, and stop reading all the depressing sh*t..
The NHS is crying out for nurses and doctors from Europe and elsewhere .
But some people don't like it and thank god we are back in control of our border and immigration .
They are not racist though ....
Blimey, that's pretty good. Nothing I'd disagree with except the toilet bit..
So are you saying the sources are wrong? Were house prices on average in 1976 not £11,500? Are house prices on average today not £290,000?
"average". It's a false way of calculating. The enormous cost of housing in London and other 'hot spots' has skewed those figures. You have to take like for like. A 3 bed semi in, say Danescourt now, and in 1976. This isn't the example I referred to previously, but I reckon there's been no more than a ten fold increase. Take a house in London area and they've probably gone up 20 fold. There are large areas of housing in the Valleys that probably haven't gone up more than 5 fold.
No jon, Japan has very low immigration and has a higher standard of living than us. We've always had a relatively high stadard of living, even before mass immigration. It's down to capitalism. Anyway, higher immigration means the "lower trust" a society reports. So if you want to live in a low trust society with low social cohesion you crack on. Sounds like hell to me.
Aren't you glad that poorer European Dr's and Nurses are staying home and helping their own nation? or do you think "**** em our needs come first, we need Dr's"
A strong degree of the free market. That's what generates wealth.
Some people are like a 1970's telly you must keep smacking them before they see the picture!
And you said you’re not a liaryou’re a clueless liar, read your own posts they are all dumb!
You've taken one sentence out of context I went on to say interest rates are another factor in house affordability in 1988 when I bought my first house interest rates were 9.8% and went up to 15.4%, by 1990, house prices went down a lot by the way, so us oldies had what’s called negative equity, things were tough, much harder than my parents had it, but I wasn’t on a Cardiff city club message board or equivalent crying about it.
Last year the rate I had on one property was 0.29% or 0.19% over the base rate (an old Woolwich now Barclays discounted rate from 2006).
So on a £100K mortgage in 1990 the interest payment alone was £15,400 per year, last year it was £290 per year.
Now I know house prices were less in 1990 but that’s to demonstrate to you how interest rates are the main factor in property ownership affordability.
Many people who are older than you have told you this many times on this thread alone, but you refuse to believe people who have actual life experience and are not getting their information from socialist websites.
How much money do the NHS need ?
UK’s post Brexit EU “divorce bill” reaches €50 billion, confirms Treasury... up from €40-45bn...The NHS burns that in three months.
You are in utter denial, wealth amongst young people has plummeted as has property ownership.Some people are like a 1970's telly you must keep smacking them before they see the picture!
And you said you’re not a liar
You've taken one sentence out of context I went on to say interest rates are another factor in house affordability in 1988 when I bought my first house interest rates were 9.8% and went up to 15.4%, by 1990, house prices went down a lot by the way, so us oldies had what’s called negative equity, things were tough, much harder than my parents had it, but I wasn’t on a Cardiff city club message board or equivalent crying about it.
Last year the rate I had on one property was 0.29% or 0.19% over the base rate (an old Woolwich now Barclays discounted rate from 2006).
So on a £100K mortgage in 1990 the interest payment alone was £15,400 per year, last year it was £290 per year.
Now I know house prices were less in 1990 but that’s to demonstrate to you how interest rates are the main factor in property ownership affordability.
Many people who are older than you have told you this many times on this thread alone, but you refuse to believe people who have actual life experience and are not getting their information from socialist websites.
You literally own multiple properties and you're telling us how hard it was.
You're the typical boomer, no clue unless the daily mail has told you some buzzwords to say today. Your demographic is the reason there are so so many problems in the UK and you will go down as the most selfish pig ignorant generation in history.
Forgot to add on, you say £100,000.. you bought your your first property for £18,000 in 1976!! £8000 above average prices then and are telling us how so so hard it was.Some people are like a 1970's telly you must keep smacking them before they see the picture!
And you said you’re not a liar
You've taken one sentence out of context I went on to say interest rates are another factor in house affordability in 1988 when I bought my first house interest rates were 9.8% and went up to 15.4%, by 1990, house prices went down a lot by the way, so us oldies had what’s called negative equity, things were tough, much harder than my parents had it, but I wasn’t on a Cardiff city club message board or equivalent crying about it.
Last year the rate I had on one property was 0.29% or 0.19% over the base rate (an old Woolwich now Barclays discounted rate from 2006).
So on a £100K mortgage in 1990 the interest payment alone was £15,400 per year, last year it was £290 per year.
Now I know house prices were less in 1990 but that’s to demonstrate to you how interest rates are the main factor in property ownership affordability.
Many people who are older than you have told you this many times on this thread alone, but you refuse to believe people who have actual life experience and are not getting their information from socialist websites.
You can't admit basic facts, you're a typical tory brexiter, I can't be arsed with you now. Bye.
A good night's kip seems to have worked it's magic, I see..
have you thought about taking up a hobby you enjoy ? get out of the house, maybe some fresh air, it might help
I’m no Boomer, born later than 64, so does that mean I’ve had it tough then?
As my old boss told me many years ago, don't moan just get on with it, because half the people you moan to don't care, and the other half are glad you’re having a tough time
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