Just over 24 hours to go. I remain hopeful and believe we will bring new players in.

[BLUEAWAY TOO]

It’s a shame it hasn’t already happened but realistically it wasn’t likely to.
There is still time.
The roll of the dice is can we allow the players to leave that we need to leave?
Whatever happens, we need to make the best of what we have. There isn’t an alternative.

[2b2bdoo]

Deadline is 11pm 1st Feb.

[BLUEAWAY TOO]

�� even more chance then!
Thanks

[Armitage Shanks]

Hopefully nobody puts a last minute bid in for Ng

[life on mars]

Have faith in the Tan ( yep he's still bank rolling US)

[splott parker]

Have faith in the Tan ( yep he's still bank rolling US)

Some commitment that, bankrolling America.

[Dorcus]

Some commitment that, bankrolling America.

Well that seems plausible because he's certainly not putting much funding into CCFC

[David Lemma]

It’s a shame it hasn’t already happened but realistically it wasn’t likely to.
There is still time.
The roll of the dice is can we allow the players to leave that we need to leave?
Whatever happens, we need to make the best of what we have. There isn’t an alternative.

It's not good that the unlikely hasn't happened.
The time isn't up yet.
The big conundrum is, those who we need leaving, can we allow them to do so?
We need to make the best of what we have. There is no option to do otherwise.

[Rjk]

Well that seems plausible because he's certainly not putting much funding into CCFC

about 12 million a year isn't it?

[NottinghamBlue]

about 12 million a year isn't it?

I thought that it was about 3million a month.

[Vindec]

Whatever the amount there should be no doubt that Tan is funding us and keeping the place afloat.

[jon1959]

about 12 million a year isn't it?

I thought that it was about 3million a month.

Maybe Keith Morgan can give an update on the level of funding Tan puts into the club?

In March last year Keith (for the Trust) published his annual summary of the club accounts (in that case the accounts to May 2022) and included this section:

There are important matters to note in respect of the debt due to Vincent Tan

a There were new loans of £19.8m made by him in the year, with repayments to him and his family of only £1.1m

b In the year he converted £6.6m of debt due to him into shares

c Just after the year end, in June 2022 he converted a further £19m of debt into shares

d Of the total due to Vincent Tan £51.2m carries interest at 7% and rights to convert into shares. The rest carries no interest and has no conversion rights. Interest payable has always historically been waived by Vincent Tan.

Tan's financial support has fluctuated over the years (I think it went up a lot during Covid?) but my reading of the commentary is that he was putting in about £1.5 million per month in the year to May 2022. That may have reduced since. The next set of accounts to May 2023 (and Keith's commentary) should be out in just over a month.

[A Quiet Monkfish]

Maybe Keith Morgan can give an update on the level of funding Tan puts into the club?

In March last year Keith (for the Trust) published his annual summary of the club accounts (in that case the accounts to May 2022) and included this section:

There are important matters to note in respect of the debt due to Vincent Tan

a There were new loans of £19.8m made by him in the year, with repayments to him and his family of only £1.1m

b In the year he converted £6.6m of debt due to him into shares

c Just after the year end, in June 2022 he converted a further £19m of debt into shares

d Of the total due to Vincent Tan £51.2m carries interest at 7% and rights to convert into shares. The rest carries no interest and has no conversion rights. Interest payable has always historically been waived by Vincent Tan.

Tan's financial support has fluctuated over the years (I think it went up a lot during Covid?) but my reading of the commentary is that he was putting in about £1.5 million per month in the year to May 2022. That may have reduced since. The next set of accounts to May 2023 (and Keith's commentary) should be out in just over a month.

Which suggests that reports of us spending up to £6.3m on a relatively average striker were either completely wrong, or else the club's completely clueless when it comes to player acquisitions..

[Enoch Mort]

Which suggests that reports of us spending up to £6.3m on a relatively average striker were either completely wrong, or else the club's completely clueless when it comes to player acquisitions..

Mehmet Dalman has publicly stated that he would like a Director of Football. He actually said that of all the Boards he sits on Cardiff City is the only one without anyone on the Board with any expertise in the business we are actually in. So it does make you wonder who is providing the advice on player acquisition and whoever it is, that advice is unbiased and with the best interests of the club at heart. Something that was never exactly certain under previous management.

[jon1959]

I hope (and expect) there will be more players coming in - and a few more going out.

But for now it looks like we have traded Ugbo and Panzo for Diedhiou and Phillips. Is that an upgrade or not?

It seems to me the loan swaps should improve the team a bit. Nothing dramatic, and dependent on Diedhiou's match fitness, but a slight improvement.

But neither of those moves is an investment in the future. The u21 loan moves may be more significant for that. Unless a couple of young permanent deals - investments in quality and future value - are done before close of play tomorrow.