I was working in a shelter housing advice centre in the early 1990s

The director who was a really nice guy , on a very good wage, was living in a housing association flat which wasn't his

He knew a woman that had been given this flat because she was on a low income

She met a bloke who she moved in with , kept the flat in her name and my boss paid her a basic rent so she was quids in and he could live in a flat close to his work without using his wage to pay for a mortgage ......like everyone else not able to get a housing association or council flat

It's fraud basically