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Thread: Theres going to be some Grumpy Pensioners on here next year!

  1. #1
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    Theres going to be some Grumpy Pensioners on here next year!

    Bulut and tax on their State Pensions

  2. #2

    Re: Theres going to be some Grumpy Pensioners on here next year!

    Quote Originally Posted by North Cardiff Blue View Post
    Bulut and tax on their State Pensions
    Well if the child like debate is anything to go by last night the tax on pensions is the least of our worries - any shred of hope I had that either were capable of leadership has gone

    Coupled with the change in boundaries where all of my potential candidates are now living 40 miles away or more and in a completely different social and economic area to me means I have no idea who to vote for come July as I don't know any of the candidates on the list

  3. #3

    Re: Theres going to be some Grumpy Pensioners on here next year!

    Quote Originally Posted by Nobody's Rep View Post
    Well if the child like debate is anything to go by last night the tax on pensions is the least of our worries - any shred of hope I had that either were capable of leadership has gone

    Coupled with the change in boundaries where all of my potential candidates are now living 40 miles away or more and in a completely different social and economic area to me means I have no idea who to vote for come July as I don't know any of the candidates on the list
    it doesnt matter who the candidates are the sheep will still vote labour

  4. #4

    Re: Theres going to be some Grumpy Pensioners on here next year!

    I’m more annoyed with leaving out the ‘’’’’’’’’, on there’s

  5. #5
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    Re: Theres going to be some Grumpy Pensioners on here next year!

    Quote Originally Posted by BLUETIT View Post
    I’m more annoyed with leaving out the ‘’’’’’’’’, on there’s
    Yes that will always wind a few up too

  6. #6

    Re: Theres going to be some Grumpy Pensioners on here next year!

    Quote Originally Posted by poc View Post
    it doesnt matter who the candidates are the sheep will still vote labour
    Which of course applies to the conservatives too

    I mean in Surrey they would vote for a corpse in a tory blue rosette

  7. #7

    Re: Theres going to be some Grumpy Pensioners on here next year!

    Quote Originally Posted by SLUDGE FACTORY View Post
    Which of course applies to the conservatives too

    I mean in Surrey they would vote for a corpse in a tory blue rosette
    exactly

  8. #8

    Re: Theres going to be some Grumpy Pensioners on here next year!

    Maybe a few less after sunaks lies last night are being exposed

  9. #9

    Re: Theres going to be some Grumpy Pensioners on here next year!

    Quote Originally Posted by poc View Post
    it doesnt matter who the candidates are the sheep will still vote labour
    And the loony sheep will still vote Tory. However the ones who have really flipped will vote reform.🤣

  10. #10

    Re: Theres going to be some Grumpy Pensioners on here next year!

    Quote Originally Posted by North Cardiff Blue View Post
    Bulut and tax on their State Pensions
    Most pensioners already pay tax on their pension, the state pension is £11,502 and the tax-free allowance is £12570 so it could take 3/4yrs before these pensioners who at present don't pay tax, will pay it, unless, of course, the next government abolish the freeze on tax-free allowances then they will carry on not paying tax on their state pension.

  11. #11

    Re: Theres going to be some Grumpy Pensioners on here next year!

    Quote Originally Posted by Rontomuk View Post
    Most pensioners already pay tax on their pension, the state pension is £11,502 and the tax-free allowance is £12570 so it could take 3/4yrs before these pensioners who at present don't pay tax, will pay it, unless, of course, the next government abolish the freeze on tax-free allowances then they will carry on not paying tax on their state pension.
    Apparently Sunak announced a week ago that, if re-elected, he will introduce a higher tax free allowance for pensioners.

  12. #12

    Re: Theres going to be some Grumpy Pensioners on here next year!

    Quote Originally Posted by Rontomuk View Post
    Most pensioners already pay tax on their pension, the state pension is £11,502 and the tax-free allowance is £12570 so it could take 3/4yrs before these pensioners who at present don't pay tax, will pay it, unless, of course, the next government abolish the freeze on tax-free allowances then they will carry on not paying tax on their state pension.
    True. I'm paying tax now
    It's slightly hidden, as HMRC adjust your tax code and send it to the "other income" source, so you receive the state pension in full, the tax is taken elsewhere.

  13. #13

    Re: Theres going to be some Grumpy Pensioners on here next year!

    The Tories are proposing that the personal allowance rises to around £13,000 for pensioners from 2025 and keeps increasing.

    The independent Institute for Fiscal Studies (IFS) think tank has pointed out that this is not so much a tax cut to prevent pensioners from being hit by a tax rise already happening.

    The IFS estimates a third of pensioners, those on the old state pension or with limited UK work history, won't see any tax relief under the scheme.

    The average pensioner could benefit by £300 a year, but low-income pensioners won't fare as well.

    Analysis by BBC Head of Statistics Robert Cuffe found someone on the state pension alone will only save £29.40 a year by 2030.

  14. #14

    Re: Theres going to be some Grumpy Pensioners on here next year!

    Quote Originally Posted by North Cardiff Blue View Post
    Bulut and tax on their State Pensions
    Starmer is marketing himself to the solution for everything that could be improved, but not everything he bangs on about can be improved by the type of government in charge. This is like another brexit marketing plan, people being promissed the world, but in reality................. Those that are red through and through may want to book mark this, to regurgitate in 18 months time and tell me that everything and everyone is much better off, illegal immigrants are a thing of the past and you have more in your pocket, but I dont think that will be the case somehow.

  15. #15
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    Re: Theres going to be some Grumpy Pensioners on here next year!

    Quote Originally Posted by Rontomuk View Post
    The Tories are proposing that the personal allowance rises to around £13,000 for pensioners from 2025 and keeps increasing.

    The independent Institute for Fiscal Studies (IFS) think tank has pointed out that this is not so much a tax cut to prevent pensioners from being hit by a tax rise already happening.

    The IFS estimates a third of pensioners, those on the old state pension or with limited UK work history, won't see any tax relief under the scheme.

    The average pensioner could benefit by £300 a year, but low-income pensioners won't fare as well.

    Analysis by BBC Head of Statistics Robert Cuffe found someone on the state pension alone will only save £29.40 a year by 2030.
    That's fair people who paid in the full forty years or is it thirty-five now, anyway get the benefit from their contributions and hard work ethic.

  16. #16
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    Re: Theres going to be some Grumpy Pensioners on here next year!

    Labour will have to increase taxes for green levies alone, I'll give them as little as possible. Salary sacrifice pension below higher rate and to as low as I can manage also reduces NI, spend cash savings not in ISA instead, whack everything else in Bonds and put in trust and put half the house in trust for the kids. Expression of wish in the pension and leave it till last to avoid IHT, I'll make it a mission.

    Probably retire earlier too, I'll give them a few months to see what they do and work on a legal tax reduction long-term plan. I'll look up Angela Rayners tax tricks on the BTL's.

  17. #17

    Re: Theres going to be some Grumpy Pensioners on here next year!

    Oh yes Labour cannot be trusted to kick pensions. Or Pensioners.

    Critically it was a Tory government who brought in Triple Lock boosting pensions this year.

    Lets not forget Gordon Browns dreadful tax raid costing billions


    https://www.thisismoney.co.uk/money/...on-errors.html

  18. #18

    Re: Theres going to be some Grumpy Pensioners on here next year!

    Quote Originally Posted by Hilts View Post
    And the loony sheep will still vote Tory. However the ones who have really flipped will vote reform.��
    Barely tell the difference….in a few years you’ll all be saying Starmer was a Tory, just like with Tony Blair…..amazed that some people actually still think there’s even any difference, particularly considering the average age on here….

  19. #19
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    Re: Theres going to be some Grumpy Pensioners on here next year!

    Quote Originally Posted by goats View Post
    Barely tell the difference….in a few years you’ll all be saying Starmer was a Tory, just like with Tony Blair…..amazed that some people actually still think there’s even any difference, particularly considering the average age on here….
    They are much more similar, but Labour will need to bring in more tax to cover green issues and all the pledges they are making to the NHS etc, they are making some of the right noises now, but that's just to get in through the door, it will change.

  20. #20

    Re: Theres going to be some Grumpy Pensioners on here next year!

    Quote Originally Posted by North Cardiff Blue View Post
    They are much more similar, but Labour will need to bring in more tax to cover green issues and all the pledges they are making to the NHS etc, they are making some of the right noises now, but that's just to get in through the door, it will change.
    Heaven forbid that public services cost money. I presume you advocate continued cuts and further streamlining of our public services. I'll never get the psyche of the average Brit who expects to pay less tax and have better public services.

  21. #21

    Re: Theres going to be some Grumpy Pensioners on here next year!

    Quote Originally Posted by goats View Post
    Barely tell the difference….in a few years you’ll all be saying Starmer was a Tory, just like with Tony Blair…..amazed that some people actually still think there’s even any difference, particularly considering the average age on here….
    Plenty of us have been saying Starmer is a Tory for a long time

  22. #22

    Re: Theres going to be some Grumpy Pensioners on here next year!

    Quote Originally Posted by RichardM View Post
    Apparently Sunak announced a week ago that, if re-elected, he will introduce a higher tax free allowance for pensioners.
    And I wonder which government abolished the age related allowances in the first place

  23. #23

    Re: Theres going to be some Grumpy Pensioners on here next year!

    Quote Originally Posted by Eric the Half a Bee View Post
    Heaven forbid that public services cost money. I presume you advocate continued cuts and further streamlining of our public services. I'll never get the psyche of the average Brit who expects to pay less tax and have better public services.
    Itís ok, his family have booked a horse and cart when he next wants to get to A & E.

  24. #24

    Re: Theres going to be some Grumpy Pensioners on here next year!

    Quote Originally Posted by Eric the Half a Bee View Post
    Heaven forbid that public services cost money. I presume you advocate continued cuts and further streamlining of our public services. I'll never get the psyche of the average Brit who expects to pay less tax and have better public services.
    No-one wants high taxation but the obsession with low taxation expounded by the Conservatives in the UK and the Republican party in the US does whiff of the wealthy being able to look after themselves whilst the poor suffer disproportionately from cuts made to public services.

  25. #25
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    Re: Theres going to be some Grumpy Pensioners on here next year!

    Quote Originally Posted by Dave Blue View Post
    It’s ok, his family have booked a horse and cart when he next wants to get to A & E.
    You have to drive yourself or ask a friend you'll be dead by the time the ambulances arrive.

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