It depends what Warnock wants. Ledley is about as low risk as they come, he's experienced and a good lad. That does come at a cost though, he also lives in Cardiff so there's no chance he gets homesick or anything. Then you can loan someone as again, it is low risk in terms of money but could be a greater risk in terms of ability. Having said that, I trust Warnock and back him to make the right calls with the budget we have.