Pension planning

[Re-sign Carl Dale]

Nice one....hopefully. "value of the investment can go up and down."
Best thing I did was to get into cash after Brexit. Yes, stockmarket went up more afterwards, but now...still not back where it was.

What's a "people's pension"?

I have another question on NICs - I looked at my record and for the period I was in HE I have missing years. That doesn't seem fair/correct. Anyone any idea on this?

That doesn’t seem correct. I’m not an expert on state pension, but you should get credits for years in HE and when you take time off to bring up kids (whoever gets the family allowance should get credits)

Recommend querying this

PS people’s pension is the name for one of the common new style company automatic enrollment pensions