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Does this mean you'll be getting out a bit more ??
As she will not be using the car again, may be easier in the long run to just transfer ownership into your name.
This is easily done by completing new owner section of logbook and posting it to DVLA.
Would be a good idea to get verbal permission from your sister as she is power of attorney.
Do you need/ use the car? if yes, even more reason to transfer ownership to yourself.
If not, just sell it? would save maintenance costs ect.
If this is not on your policy
"The policy holder may also drive a vehicle with the permission of the owner of a motor car not owned by the policy holder and not hired to him/her under a hire purchase agreement." Provided that the person driving holds a licence to drive the vehicle or has held and is not disqualified from holding or obtaining such a licence, and is driving on the policyholders order or with his permission’
Provided that the person driving holds a licence to drive the vehicle or has held and is not disqualified from holding or obtaining such a licence, and is driving on the policyholders order or with his permission’
If your Certificate does not contain this phrase, you are not insured to drive other cars.
you are not covered to drive any other cars unless the car you are going to drive has an any driver policy or you are a named driver on the policy"
250 quid
10000 miles
Fully comp
Breakdown cover
Aviva
Good price that breakdown cover alone would cost ar least £59 depending on cover
Essentially fully comp means you are covering your own car for damage in case of a bump that's your fault.
If you have a 3rd party policy it means you would not be covered for damage to your car. Some people take that cover, because it is cheaper(not a lot mind) than fully comp because of the value of their car. For instance if I drive a car that is probably worth £500, by the time the excess off it would not be worth claiming/repairing the car.
Like I said earlier 3rd party not much cheaper than comp. Not sure it's worth you checking the cars value. I know from personal experience that insurers play hard ball and you will only get a fraction what you think its worth at the time, in the event of a write off.
Having said that, my gut feeling there is enough value in your car to make fully comp worthwhile.