Im still 20 years away from retirement , though to be honest I am currently pleased with that, If lockdown taught me anything It was how boring life is without a purpose, yes I could take up a hobby, but the routine of going to work is ok, yes I am lucky, I work for myself, I earn a fairly decently, I can come and go as I like, if I want to work a 12 hour day or a 3 hour day, I can

I see it all the time, customers of mine, they tell me " Matt I retire in 5 years " then they count-down to it, how many weeks or days, then they retire with great plans, take up golf, take up gardening, country walks, I see it all the time, guess what a good % do, they take it easy for the 1st 3 / 6 months, after all they have worked 40 - 50 years, so why not take a break, then they age, they age fast, it is like they have stopped working and then old age hits them, they then feel old, so they dont have the enthusiasm to golf / gardening / country walks, then they age some more, then they sit around waiting to die

I often think, I wonder what they would have been like if they had kept working