Quote Originally Posted by Baloo View Post
This is a bit of an oversimplification. For some people at the low end of the pay scale having a regular, secure income is essential. They may have initiative but they also have to balance risks as they have financial commitments and responsibilities but may not have savings. Working for yourself can pose challenges with intermittent gaps in work and also suppliers paying late. It's not really as straightforward as just telling people to use their initiative and go it alone.
True good point its definately not for everyone, I think most people need to take risks though, most of the very wealthy have taken the greatest risks, if you are risk averse, it can keep you down.