Quote Originally Posted by Whisperer View Post
If my employers have death in service insurance in place for the workforce - then I'm pretty sure football clubs have it too.
Quote Originally Posted by North Cardiff Blue View Post
No football clubs wouldn't have death in service, the players are on short term contracts, it's down the players to look after themselves and families. And even if we did it would be directly with the insurance company nothing to do with Cardiff City or Nantes!
From several news stories over the past few years my understanding is that the PFA carries insurance for all UK players registered with them and pays out to the player or his/her family in the case of serious injury through to death. Stories like the one below claim that Sala's family would have been entitled to £600k (not sure if true or how a scale of payments is determined) but he hadn't ben registered with them at the time of his death.

The story goes with the line that Cardiff made an admin error which meant the contract and registration were invalid or incomplete. I'm not sure about the Cardiff 'error', but the club has consistently argued that the contract was invalid and had to be amended and re-signed, and that was planned for the day after Sala returned to Cardiff from Nantes.

https://m.allfootballapp.com/news/EP...-error/1109457

'Players are automatically enrolled onto the Professional Footballers’ Association’s pension scheme when they are registered with the Premier League, and that includes a £600,000 fee to relatives for death-in-service.'