Quote Originally Posted by J R Hartley View Post
The loan includes an obligation to buy...
Even this is a bit hasty and ill thought out. Simic signed his four year Cardiff City contract in August 2024 which means his wage costs can be excluded from the financial fair play calculations in League 1.

Let's say he has a decent season on loan at Karlsruher and Cardiff fail to get promoted, we'll be ruing the fact we sold him whilst no doubt still including Kion Etete's wages in the FFP submission/s.

I'd be waiting until the season is over before making a call on a permanent transfer. Then again, this is Cardiff City.