UPDATED: David Henderson - Found guilty.

[lardy]

Actually, scrub that. I've just checked and it looks like there probably wouldn't have been that kind of exclusion. Personal accident and travel policies for businesses and individuals usually do, but it appears not when professional sports people are involved.
There is the potential issue of whether he'd been added to the policy between "signing" and the accident though.

Stefan Schwarz's contract at Sunderland forbade him from going into space.

[Taunton Blue Genie]

Stefan Schwarz's contract at Sunderland forbade him from going into space.

Same with City's players. Hence the lack of movement on the pitch.