if you afford it keep them , if someone wants to buy them they see future value and profit in them .

Bit of the subject matter I remember someone trying to buy my endowment mortgage and wondered why ?? so I chatted with a clever financial advisor mate who said turn the mortgage into full payment , keep the endowment going as it still offered death cover he said it will pay out something and it did , not the full mortgage value but 75% of it so a good savings plan in he end .