Originally Posted by
NYCBlue
Who knows? They don't do a very good job of selling it to be honest. It's basically not-for-profit health insurance. Most people get their insurance through their employer. Some get it paid 100%, some make contributions. The contributions are deducted from their pay like a tax. It's generally considered to be worth about $8000 a year. However, if you want to add family members you pay about $10,000.
Then when you use your health insurance there are "co-pays" and "deductibles". A visit to the doctor will cost you about $30. A procedure like an MRI or surgery can have a deductible of anything from $500 to $5000 before your insurance kicks in. Then there is the cost of drugs. Some people can spend $1000s a month on their medication. And of course, the insurance companies skim their profits off the top. $35B last year. That's over $1000 for every person in the US. It's a huge scam.
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