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Thread: Car Insurance Rip Off

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  1. #1

    Car Insurance Rip Off

    These people take the piss

    215 quid last year with AA after Aviva started whacking it up .....12 years with them

    AA quote renewal .....£285 !

    70 quid up ?

    They must think we are stupid

  2. #2

    Re: Car Insurance Rip Off

    Quote Originally Posted by SLUDGE FACTORY View Post
    These people take the piss

    215 quid last year with AA after Aviva started whacking it up .....12 years with them

    AA quote renewal .....£285 !

    70 quid up ?

    They must think we are stupid
    Go on TopCashback mate

  3. #3

    Re: Car Insurance Rip Off

    Mine with Esure went up like £100 last year, compared and it was still one of the cheaper companies, at a time when the media were talking about across the board insurance rises. This year it has gone down about £90 without doing anything. Fair play, first time for everything.

  4. #4

    Re: Car Insurance Rip Off

    Quote Originally Posted by Trigger View Post
    Mine with Esure went up like £100 last year, compared and it was still one of the cheaper companies, at a time when the media were talking about across the board insurance rises. This year it has gone down about £90 without doing anything. Fair play, first time for everything.
    A few companies have announced that they are dropping prices in Wales due to fewer accidents after the 20 mph limit - but I tihnk that was about 20-50 or something. I dont think Ive seen any of that though.

  5. #5

    Re: Car Insurance Rip Off

    Quote Originally Posted by Rjk View Post
    A few companies have announced that they are dropping prices in Wales due to fewer accidents after the 20 mph limit - but I tihnk that was about 20-50 or something. I dont think Ive seen any of that though.
    For the amount they've gone down, it's only a handful of claims across Wales throughout the year. Insurance companies are hardly going to lower premiums for that.

  6. #6

    Re: Car Insurance Rip Off

    Quote Originally Posted by Eric the Half a Bee View Post
    For the amount they've gone down, it's only a handful of claims across Wales throughout the year. Insurance companies are hardly going to lower premiums for that.
    apparently there has been a 20% reduction in car damage claims in Wales since the limit was reduced - that is significant.

    Esure have stated they are able to reduce premiums in Wales by up to £50 as a result

  7. #7

    Re: Car Insurance Rip Off

    Admiral pretty cheap, or churchill

  8. #8

    Re: Car Insurance Rip Off

    Quote Originally Posted by goats View Post
    Admiral pretty cheap, or churchill
    I was with admiral and they did the same , first year reasonable then whacked it up !

  9. #9

    Re: Car Insurance Rip Off

    Quote Originally Posted by SLUDGE FACTORY View Post
    These people take the piss

    215 quid last year with AA after Aviva started whacking it up .....12 years with them

    AA quote renewal .....£285 !

    70 quid up ?

    They must think we are stupid
    Have you tried a comparison site?

  10. #10

    Re: Car Insurance Rip Off

    Quote Originally Posted by Alan Lung View Post
    Have you tried a comparison site?
    I have indeed , got an offer from quote me happy but it's so dirt cheap it's worrying

  11. #11

    Re: Car Insurance Rip Off

    Quote Originally Posted by SLUDGE FACTORY View Post
    I have indeed , got an offer from quote me happy but it's so dirt cheap it's worrying
    I noticed the cheaper ones last year wanted to have some monitor installed. I'd not noticed it before for myself, I know they might be useful if you're 17 and facing ridiculous quotes but for me in the £250-£300 range it seemed unnecessary.

  12. #12

    Re: Car Insurance Rip Off

    Quote Originally Posted by Trigger View Post
    I noticed the cheaper ones last year wanted to have some monitor installed. I'd not noticed it before for myself, I know they might be useful if you're 17 and facing ridiculous quotes but for me in the £250-£300 range it seemed unnecessary.
    I think charging 215 then 285 the next year is taking the piss

  13. #13

    Re: Car Insurance Rip Off

    Quote Originally Posted by SLUDGE FACTORY View Post
    I have indeed , got an offer from quote me happy but it's so dirt cheap it's worrying
    My mrs used them...for one year. Cheap then whacked up.
    No problems, but didn't need to make a claim. Don't know how they are when you need them.

    My house ins when up £100 this year too.

  14. #14

    Re: Car Insurance Rip Off

    Barely £20 a month. It’s not 1993 anymore.

  15. #15

    Re: Car Insurance Rip Off

    Quote Originally Posted by J R Hartley View Post
    Barely £20 a month. It’s not 1993 anymore.
    Thought the same, all things considered at the moment insurance is one of the better value commodities that can be purchased.

  16. #16

    Re: Car Insurance Rip Off

    Think the supposed roads are safer thing re 20mph isn’t really doing much for insurance premiums. In fact, it appears with traffic so slow anyway in Cardiff, if people can go fast at any point in time, they just go for it with careless abandon…. like the shackles are off, let’s go, if the first car is doing it the rest just follow suit….

  17. #17

    Re: Car Insurance Rip Off

    Traffic so slow in the Cardiff your more likely to car jacked in motion.

  18. #18

    Re: Car Insurance Rip Off

    Mine went up £30.
    Didn't think it was worth £30 of my time to shop around for anything potentially cheaper, so stayed with the same company.

  19. #19

    Re: Car Insurance Rip Off

    Quote Originally Posted by The Bloop View Post
    Mine went up £30.
    Didn't think it was worth £30 of my time to shop around for anything potentially cheaper, so stayed with the same company.
    Up 30 quid from what ?

    Mine has gone up 70 quid from 215 quid .....they are taking the piss

  20. #20

    Re: Car Insurance Rip Off

    about £70-90 of everyone's car insurance premium is to cover payouts for whiplash claims

  21. #21

    Re: Car Insurance Rip Off

    Quote Originally Posted by bobh View Post
    My mrs used them...for one year. Cheap then whacked up.
    No problems, but didn't need to make a claim. Don't know how they are when you need them.

    My house ins when up £100 this year too.
    Why do these idiots give you a fair quote then whack it up ?

    They must know people will naff off elsewhere if it's a big hike

  22. #22

    Re: Car Insurance Rip Off

    Quote Originally Posted by SLUDGE FACTORY View Post
    Up 30 quid from what ?

    Mine has gone up 70 quid from 215 quid .....they are taking the piss
    320 to 350. Still under £1 a day.
    Maybe living in the leafy Vale isn't as safe as it used to be?
    Shop around as other companies won't have as much weight on certain factors like postcode. You could also look at increasing your excess, or, if you have breakdown included, look at changing the level of cover ?

  23. #23

    Re: Car Insurance Rip Off

    Just renewed mine - Admiral reduced mine by £30 but I had to use the online system to coerce them into it

  24. #24

    Re: Car Insurance Rip Off

    Quote Originally Posted by The Bloop View Post
    320 to 350. Still under £1 a day.
    Maybe living in the leafy Vale isn't as safe as it used to be?
    Shop around as other companies won't have as much weight on certain factors like postcode. You could also look at increasing your excess, or, if you have breakdown included, look at changing the level of cover ?
    Well an increase of 215 quid to 285 is 32 percent

    A hike of a third

    I don't know how much money you play with but as far as I am concerned they can do one

  25. #25

    Re: Car Insurance Rip Off

    Quote Originally Posted by Rjk View Post
    that was what was fairly widely reported - car damage claims down by 20% across Wales.
    I would imagine that quite a high proportion of minor bumps were on roads that were formerly 30mph
    But I'll go back to my point - if road accidents overall haven't gone down by 20%, how have claims gone down that much?

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