Quote Originally Posted by Re-sign Carl Dale View Post
Hi. I’m an IFA - I specialise in retirement planning, investments and estate planning (Wills, LPAs etc).

The thread that Mike started on pensions a couple of weeks back is worth reading (my only contribution to this forum in several years!).

Cyclops makes a good point - there are no commissions, but advice fees need to be considered. For amounts of less than £20k+ then I suggest that it is better to have a chat and get some free guidance rather than specific advice, otherwise the costs are likely to outweigh the benefits. The more £ you have, the better value you will get for taking professional advice
I'm an IFA too, and to debunk the comments made above about taking 20%, that is just ludicrous. there is no commission now, but a fee, similar to what accountants and solicitors charge. The fee is agreed with clients before proceeding with any investment or a charge is agreed for providing advice.