Quote Originally Posted by Hilts View Post
Pensioners who have been receiving their private/ occ pensions and been living off this may not be above the tax threshold.

Start receiving State Pension then this is taxable income. They then go over the threshold.They dont take the tax off the SP they deduct it from the private pension.

I presume this has what has happened with Bob.

Its certainly the case with loads who have retired early on a private pension then inherit a State Pension.
I am familiar with the situation regarding how income tax is applied when one has both a state and occupational pension but TOBW mentioned a 'cut' in his occupational pension rather than it now being subject to tax. Maybe it's just his wording, as you suggest.