Quote Originally Posted by lardy View Post
One thing I've learned as I've got older is that opportunity is probably a bigger factor in becoming successful than hard work or talent.

In another thread, Maurice said he got a decent job a few weeks after leaving school at 16. This would be unheard of today unless your family was already loaded.
People have to take those opportunities, we should be our own children's career advisers, if they are going to university look for a course that will at least lead to a well-paid job, otherwise, it's a waste of three years when they could be saving for a deposit for a house and working their way up the jobs ladder.

We should also be financially educating them letting them know that car finance on a fancy car is a quick way to lose a lot money on a depreciating liability that will reduce what they can borrow for a house purchase and that try and avoid any finance other than for a property full stop.