You've already made it that carelessness was the only thing written in the 2nd most common reason for accidents. Recklessness is another factor, as is being in a hurry. Being careless is one thing, the other two are very different.
In any case, I have made my mind up. There are over a billion car journeys every year in Wales, the overwhelming majority of them will involve 20 or 30mph roads at some point. Something like 1 in 2 million journeys result in a serious injury or death on those speed limits, I reckon half that if you exclude those where drivers or others are at fault.
So, for me, I have to spend perhaps 10 minutes a day going more slowly along roads where there has been no history of serious accidents just because of a blanket approach to make nearly all 30mph roads 20. That equates to over 50 hours a year longer on the road, more fuel costs, more wear and tear, more emissions, all almost completely unnecessary.
I don't have a problem with 20mph limits around schools, housing estates, playgrounds etc. I do have a problem with many on arterial roads where 30mph is unnecessary and can be shown to be unnecessary. All this x% fewer accidents, deaths etc, it should be targetted on roads that need it, not roads where it is utterly pointless.